St. Joseph County property record for 56760 Bow Dr, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,104 sqft · built 1975 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Jun 2019) |
| Tax Bill | $989 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-333-050-00 |
| Primary APN | 009-333-050-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,104 sqft Building Perimeter |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 200 ft deep x 105 ft wide |
| Garage Area | 598 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 56760 BOW DR |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 50 PLAT OF TAMARAC. ALSO PT OF LOT 52 SD PLAT DESC AS: COM NW COR LOT 52 TAMARAC #2 TH N 57D 04M 01S E 30 FT TH N 87D E 8 |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 05 |
| Legal Subdivision | PLAT OF TAMARAC |
| Legal Lot Number | 50 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40100 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56760 BOW DR, THREE RIVERS, MI 49093-9011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CREDIT UNION |
| Apr 29, 2020 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU |
| Jun 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage ARBOR FICIAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on Record |
| Deed Sale | Jun 17, 2019 · Amount on Record |
| Deed Book / Page | 1963 / 47 |
| Prior Transfer Date | Aug 13, 2013 |
| Prior Transfer Doc | 1719/0986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 25, 2026 |
| Property Address | 56760 BOW DR, THREE RIVERS, MI 49093-9011 |
| Document Number | 0000006858 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 20266858 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 56760 BOW DR, THREE RIVERS, MI 49093-9011 |
| Document Number | 0000006858, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 20266858 |
| Name | ARBOR FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2046 |
| Rate | 8% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 56760 BOW DR, THREE RIVERS, MI 49093-9011 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020001158 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020001158 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 17, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 56760 BOW DR, THREE RIVERS, MI 49093-9011 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 565760 BOW DR, THREE RIVERS, MI 49093 |
| Document Number | 2021009443 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021009443 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 17, 2019 |
| Property Address | 56760 BOW DR, THREE RIVERS, MI 49093-9011 |
| Document Number | 01963/0047 |
| Book / Page | 1963 / 0047 |
| Map Reference | LB 5 PG 54&54A |
| Instrument Date | May 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56760 BOW DR, 56760, THREE RIVERS, MI 49093-9011 |
| Name | Verified Name |
|---|---|
| Address | 260 WHITE PIGEON ST, CONSTANTINE, MI 49042-1062 |
| Document Number | 0000196349 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 1963/49 |
| Name | ARBOR FICIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,500 (+1.56%) | $235,000 (+1.56%) | |
| 2025 | $989.00 Homeowner's exemption | $115,700 Land $9,700 Building $106,000 | $231,400 Land $19,400 Building $212,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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