Lancaster County property record for 5675 Windmill Point Rd, White Stone, VA 22578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,561 sqft · built 2000 |
| Lot Size | 5.94 acres (258,746 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $93 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Nov 2006 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 36 45C |
| Primary APN | 36 45C |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 5,561 sqft Living Area |
| Gross Area | 13,467 sqft |
| 1st Floor Area | 5,327 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Fiber Cement Siding |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 258,746 sqft (5.94 acres) |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 560 sqft |
| Deck Area | 40 sqft |
| Patio Area | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12763 |
|---|---|
| Street Address | 5675 WINDMILL POINT RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-3236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | ISLAND 5.94 AC LR10/378 PC7/2D |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 30301 |
Source: Lancaster County assessment roll, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12184 OLD RIDGE RD, DOSWELL, VA 23047-2215 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Nov 15, 2006 | Deed of Trust, Mortgage BANK OF LANCASTER |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 5675 WINDMILL POINT RD, WHITE STONE, VA 22578-3236 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0180000002 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 180000002 |
| Name | SUNTRUST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 5675 WINDMILL POINT RD, WHITE STONE, VA 22578-3236 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00600/3515 |
|---|---|
| Date | Nov 15, 2006 |
| Book Page | 600/3515 |
| Name | BANK OF LANCASTER |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 13, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93.00 (-98.64%) | $1,698,700 (+56.45%) Land $331,000 Building $1,367,700 | $1,698,700 (+56.45%) Land $331,000 Building $1,367,700 |
| 2023 | $6,840.00 | $1,085,800 Land $316,000 Building $769,800 | $1,085,800 Land $316,000 Building $769,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 174 individual policies |
| Nearby Flood Policies | 190 units insured incl. 16 condo units |
| Nearby Flood Claims | 28 (2003–2023) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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