Lancaster County property record for 6034 Windmill Point Rd, White Stone, VA 22578 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,066 sqft · built 1955 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $334,000 (Sep 2025) |
| Tax Bill | $13 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 36 47A |
| Primary APN | 36 47A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| Gross Area | 1,578 sqft |
| 1st Floor Area | 1,858 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,412 sqft (0.79 acres) |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 72 sqft |
| Utility Building | 288 sqft |
| Boat Lift | Boat Lift |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12766 |
|---|---|
| Street Address | 6034 WINDMILL POINT RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-3201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTLAND .79 AC LR21/1834 |
| Legal Subdivision | WESTLAND |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30301 |
Source: Lancaster County records · APN 36 47A
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6034 WINDMILL POINT RD, WHITE STONE, VA 22578-3201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 06, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CHESAPEAKE BANK |
| Sep 29, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Jun 25, 2021 · Amount on Record |
| Deed Document Number | 20252070 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 6034 WINDMILL POINT RD, WHITE STONE, VA 22578-3201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0230001734 |
|---|---|
| Date | Oct 06, 2023 |
| Instrument | 230001734 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Oct 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.75% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Sep 29, 2025 |
| Property Address | 6034 WINDMILL POINT RD, WHITE STONE, VA 22578-3201 |
| Document Number | 0250002070 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 250002070 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $334.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6034 WINDMILL POINT RD, WHITE STONE, VA 22578-3201 |
| Document Number | 0250002071 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 250002071 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Jun 25, 2021 |
| Property Address | 6034 WINDMILL POINT RD, WHITE STONE, VA 22578-3201 |
| Document Number | 210001834 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 210001834 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | NOT AVAILABLE, MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3403 FESSEDDEN ST, WASHINGTON, DC 20008 |
| Document Number | 210001835 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 210001835 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13.00 (-99.02%) | $240,900 (-) Land $85,000 Building $155,900 | $240,900 (-) Land $85,000 Building $155,900 |
| 2024 | $1,324.00 (+8.97%) | $240,900 (+24.82%) Land $85,000 Building $155,900 | $240,900 (+24.82%) Land $85,000 Building $155,900 |
| 2023 | $1,215.00 | $193,000 Land $80,000 Building $113,000 | $193,000 Land $80,000 Building $113,000 |
Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030303011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 69 individual NFIP policies nearby |
| Nearby Flood Policies | 77 units insured 8 under condo master policies |
| Nearby Flood Claims | 7 (2003–2024) |
| Most Recent Claim | Sep 2024, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Low above 32% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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