Lancaster County property record for 5500 Windmill Point Rd, White Stone, VA 22578 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,148 sqft · built 2004 |
| Lot Size | 2.55 acres (111,426 sqft) |
| Owner | Individual Name on File |
| Last Sale | $739,500 (Feb 2022) |
| Tax Bill | $49 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 36 50B |
| Primary APN | 36 50B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,148 sqft Living Area |
| Gross Area | 5,436 sqft |
| 1st Floor Area | 3,340 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 111,426 sqft (2.55 acres) |
| Garage Area | 396 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 552 sqft |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12781 |
|---|---|
| Street Address | 5500 WINDMILL POINT RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ISLAND 2.558 AC LOT 50C LR22/489 LR07/2692-P PC7/157B |
| Legal Lot Number | 50C |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30301 |
Source: Lancaster County records · APN 36 50B
Assessment roll updated May 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5500 WINDMILL POINT RD, WHITE STONE, VA 22578-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC |
| Mar 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| May 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on Record |
| Deed Sale | Feb 22, 2022 · Amount on Record |
| Prior Sale | Mar 31, 2021 · Amount on Record |
| Deed Document Number | 2022489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Feb 22, 2022 |
| Property Address | 5500 WINDMILL POINT RD, WHITE STONE, VA 22578-3200 |
| Document Number | 0220000489 |
| Instrument Date | Feb 03, 2022 |
| Instrument | 220000489 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5580 WINDMILL POINT RD, WHITE STONE, VA 22578-3200 |
| Document Number | 0220000490 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 220000490 |
| Name | PLANET HOME LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0220000491 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 220000491 |
| Name | TOWER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 25, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Mar 31, 2021 |
| Property Address | 5500 WINDMILL POINT RD, WHITE STONE, VA 22578-3200 |
| Document Number | 210000921 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 210000921 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 912 S GASKINS RD, HENRICO, VA 23238-5905 |
| Document Number | 210000922 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 210000922 |
| Name | FULTON BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 5500 WINDMILL POINT RD, WHITE STONE, VA 22578-3200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170000932 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 170000932 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49.00 (-98.7%) | $895,000 (+49.99%) Land $292,500 Building $602,500 | $895,000 (+49.99%) Land $292,500 Building $602,500 |
| 2023 | $3,759.00 | $596,700 Land $292,500 Building $304,200 | $596,700 Land $292,500 Building $304,200 |
Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030303011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 69 individual NFIP policies nearby |
| Nearby Flood Policies | 77 units insured 8 under condo master policies |
| Nearby Flood Claims | 7 (2003–2024) |
| Most Recent Claim | Sep 2024, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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