5672 Merlin Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5672 Merlin Way, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,190 sqft · built 2003
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Company Names on File
Last Sale	$260,000 (May 2018)
Tax Bill	$2,220 (2025)
Deeds & Mortgages	Mar 2025 Transfer May 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`23-26-30-0032-0001-0280`

Property Details

APN / Parcel Number

Primary APN	`23-26-30-0032-0001-0280`
Alternative APNs	`263023003200010280` `87099`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,190 sqft Living Area
Gross Area	2,862 sqft
1st Floor Area	2,190 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	154 ft deep x 99.4 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5672 MERLIN WAY
City	SAINT CLOUD
State	FL
Zip	34772-7047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Description	CAMELOT UNIT 4 PB 6 PG 44 LOT 28
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	CAMELOT UNIT 4
Legal Tract	32
Legal Block	280
Legal Lot Number	28
Legal Unit	4P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43304

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	5672 MERLIN WAY, SAINT CLOUD, FL 34772-7047
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Jan 6, 2004 · Amount on Record
Deed Document Number	201877460
Deed Book / Page	5335 / 5
Last Transfer Date	Mar 13, 2025
Transfer Doc	0067550197
Record Updated	Jun 8, 2026

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 14, 2025
Property Address	5672 MERLIN WAY, SAINT CLOUD, FL 34772-7047
Document Number	0067550197
Book / Page	6755 / 197
Map Reference	MB 6 PG 44
Instrument Date	Mar 13, 2025
Instrument	2025032821
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5672 MERLIN WAY, SAINT CLOUD, FL 34772-7047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5672 MERLIN WAY, SAINT CLOUD, FL 34772-7047

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 16, 2018
Property Address	5672 MERLIN WAY, SAINT CLOUD, FL 34772-7047
Document Number	0053350005
Book / Page	005335 / 000005
Instrument Date	May 11, 2018
Instrument	77460
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15983 SW 4TH ST PEMBROKE PINES FL 330271157, PEMBROKE PINES, FL 33027-1157

Mortgage

Document Number	53350007
Date	May 16, 2018
Book Page	005335/000007
Instrument	77461

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,220.00 (+3.74%)	$166,932 (+5.99%)	$415,900 (+11.53%) Land $85,000 Building $330,900
2024	$2,140.00 (+3.03%)
2023	$2,077.00 (+4.06%) Homeowner's exemption	$157,503 (+3%)	$372,900 (+15.81%) Land $70,000 Building $302,900
2022	$1,996.00 Homeowner's exemption	$152,916	$322,000 Land $65,000 Building $257,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20

May also be available: AT&T, Xfinity.

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