5666 Merlin Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5666 Merlin Way, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1991
Square Footage	2,051 sqft Heated Area
Lot Size	34,412 sqft (0.789 acres)
Occupancy	Owner Occupied
Last Sale	$430,000 (2025)
Tax Bill	$1,987.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`87102`
Alternative APN	`232630003200010310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,051 sqft Heated Area
Gross Area	3,052 sqft Gross Area
1st Floor	2,051 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	34,412 sqft (0.789 acres)
Depth X Width	152 ft x 99 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	660 sqft Garage

Exterior Amenities

Pool Area	300 sqft Pool
Deck Area	425 sqft Deck
Porch	Open Porch
Porch Area	341 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	87102
Street Address	5666 MERLIN WAY
City	SAINT CLOUD
State	FL
Zip	34772-7047
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CAMELOT UNIT 4 PB 6 PG 44 LOT 31
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	CAMELOT
Legal Tract	32
Legal Block	1
Legal Lot Number	31
Legal Unit	4P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2000
Census Tract	43304

Owner

Source: Osceola County records · APN 87102

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5666 MERLIN WAY, SAINT CLOUD, FL 34772-7047
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Jun 17, 2002 · Amount on Record
Deed Doc Number	2025127905
Deed Book / Page	6865 / 222
Record Refreshed	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 15, 2025
Property Address	5666 MERLIN WAY, SAINT CLOUD, FL 34772-7047
Document Number	0068650222
Book / Page	6865 / 222
Map Reference	MB 6 PG 44
Instrument Date	Oct 10, 2025
Instrument	2025127905
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10801 JOHNSON BLVD # 217, 217, SEMINOLE, FL 33772-4746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5666 MERLIN WAY, SAINT CLOUD, FL 34772-7047

Mortgage

Document Number	0006865224
Date	Oct 15, 2025
Instrument	6865/224

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,987.00 (+4.25%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$170,577 (+2.9%)	$399,600 (-0.35%) Land $85,000 Building $314,600
2024	$1,906.00 (+3.53%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$165,770 (+3%)	$401,000 (+12.01%) Land $80,000 Building $321,000
2023	$1,841.00 (+0.11%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$160,942 (+3%)	$358,000 (+14.82%) Land $70,000 Building $288,000
2022	$1,839.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$156,255	$311,800 Land $65,000 Building $246,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.