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5669 Merlin Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5669 Merlin Way, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,070 sqft · built 1993
Lot Size0.388 acres (16,901 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Jul 2026)
Tax Bill$6,489 (2025)
Deeds & MortgagesJul 2026 Transfer
Jul 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-26-30-0032-0001-0080

Property Details

APN / Parcel Number

Primary APN23-26-30-0032-0001-0080
Alternative APNs
  • 263023003200010080
  • 87078

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,070 sqft Living Area
Gross Area2,966 sqft
1st Floor Area2,070 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,901 sqft (0.388 acres)
Lot Dimensions154 ft deep x 147 ft wide
Garage TypeAttached
Garage Area470 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area392 sqft
PorchFinished/Open Porch
Porch Area426 sqft
Deck Area120 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5669 MERLIN WAY
CitySAINT CLOUD
StateFL
Zip34772-7045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMELOT UNIT 4 PB 6 PG 44 LOT 8
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionCAMELOT UNIT 4
Legal Tract32
Legal Block80
Legal Lot Number8
Legal Unit4P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2004
Census Tract43304

Owner

Source: Osceola County records · APN 23-26-30-0032-0001-0080

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5669 MERLIN WAY, SAINT CLOUD, FL 34772-7045
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Correction Deed, Transfer
MAINSTAY TITLE, MAINSTAY NATIONAL TITLE
Jul 13, 2026Special Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 16, 2017Loan Modification, Mortgage · Line of Credit
GERMAN AM CAP
Nov 13, 2017Quit Claim Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2026 · Amount on Record
Deed SaleJul 13, 2026 · Amount on Record
Prior SaleJul 03, 2013 · Amount on Record
Deed Document Number202691345
Deed Book / Page7003 / 87
Last Transfer DateJul 28, 2026
Transfer Doc0000100111
Record UpdatedSep 20, 2026

July 2026: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateJul 31, 2026
Property Address5669 MERLIN WAY, SAINT CLOUD, FL 34772-7045
Document Number0000100111
Book / Page7012 / 2391
Instrument DateJul 28, 2026
Instrument2026100111
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyMAINSTAY TITLE, MAINSTAY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5669 MERLIN WAY, SAINT CLOUD, FL 34772-7045

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 13, 2026
Property Address5669 MERLIN WAY, SAINT CLOUD, FL 34772-7045
Document Number0000091345
Book / Page7003 / 87
Instrument DateJun 16, 2026
Instrument202691345
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyMAINSTAY TITLE, MAINSTAY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$275,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5669 MERLIN WAY, SAINT CLOUD, FL 34772-7045

Mortgage

Document Number0000091346,
DateJul 13, 2026
Instrument202691346
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.53%
Max Rate-1%

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateNov 16, 2017
Property Address5669 MERLIN WAY, SAINT CLOUD, FL 34772-7045
Document Number0052401944
Book / Page005240 / 001944
Instrument DateNov 09, 2017
Instrument164242
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Mortgage

Document Number52401944
DateNov 16, 2017
Book Page005240/001944
Instrument164242
Lender
NameGERMAN AM CAP
TypeFunding / Finance Company
Address60 WALL ST # 10TH, NEW YORK, NY 10005-2836
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateNov 13, 2017
Property Address5669 MERLIN WAY, SAINT CLOUD, FL 34772-7045
Document Number0052372765
Book / Page005237 / 002765
Instrument DateNov 09, 2017
Instrument161501
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,489.00 (+6.66%)$392,900 (+10.64%) Land $85,000 Building $307,900$392,900 (+10.64%) Land $85,000 Building $307,900
2024$6,084.00 (+8.7%)
2023$5,597.00 (+11.49%)$355,100 (+14.66%) Land $70,000 Building $285,100$355,100 (+14.66%) Land $70,000 Building $285,100
2022$5,020.00$309,700 Land $65,000 Building $244,700$309,700 Land $65,000 Building $244,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,083 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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