St. Louis County property record for 5652 Lester River Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.75 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,543 sqft Gross Area |
| Lot Size | 435,600 sqft (10 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2020) |
| Tax Bill | $4,954.00 (2026) |
Source: St. Louis County records · APN 415-0010-02970
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5652 LESTER RIVER RD, DULUTH, MN 55804-9606 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage NORTH SHORE BANK OF COMMERCE |
| Dec 23, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Dec 01, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NORTH SHORE BK/COMMERCE |
| May 07, 2018 | Warranty Deed, Transfer USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2020 · Amount on Record |
| Deed Sale | Dec 01, 2020 · Amount on Record |
| Prior Sale | May 07, 2018 · Amount on Record |
| Deed Doc Number | 20201397238 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5652 LESTER RIVER RD, DULUTH, MN 55804-9606 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5652 LESTER RIVER RD, DULUTH, MN 55804-9606 |
| Document Number | 0001524624 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 1524624 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount Recorded |
|---|---|
| Term | 61 Months |
| Due | Jan 24, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5652 LESTER RIVER RD, DULUTH, MN 55804-9606 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 5652 LESTER RIVER RD, DULUTH, MN 55804-9606 |
| Document Number | 0001459193 |
|---|---|
| Date | Dec 23, 2022 |
| Instrument | 1459193 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 01, 2020 |
| Property Address | 5652 LESTER RIVER RD, DULUTH, MN 55804-9606 |
| Document Number | 00A1397238 |
| Instrument Date | Nov 13, 2020 |
| Instrument | A1397238 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,271.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5652 LESTER RIVER RD DULUTH MN 558049606, DULUTH, MN 55804-9606 |
| Document Number | A1397239 |
|---|---|
| Date | Dec 01, 2020 |
| Instrument | A1397239 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 07, 2018 |
| Property Address | 5652 LESTER RIVER RD, DULUTH, MN 55804-9606 |
| Document Number | 00A1332321 |
| Instrument Date | May 01, 2018 |
| Instrument | A1332321 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,168.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5652 LESTER RIVER RD DULUTH MN 558049606, DULUTH, MN 55804-9606 |
| Document Number | A1332324 |
|---|---|
| Date | May 07, 2018 |
| Instrument | A1332324 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 06, 2048 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,954.00 (+6.45%) Homeowner's exemption | ||
| 2025 | $4,654.00 (+0.3%) Homeowner's exemption | $448,700 (+8.09%) Land $102,600 Building $346,100 | $448,700 (+8.09%) Land $102,600 Building $346,100 |
| 2024 | $4,640.00 | $415,100 (+1.67%) Land $94,800 Building $320,300 | $415,100 (+1.67%) Land $94,800 Building $320,300 |
| 2022 | $408,300 Land $90,500 Building $317,800 | $408,300 Land $90,500 Building $317,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 415-0010-02970 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,543 sqft Gross Area |
| 1st Floor | 1,543 sqft 1st Floor |
| Basement Area | 770 sqft Basement |
| Finished Basement | 770 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 484 sqft Garage |
| Deck Area | 232 sqft Deck |
|---|---|
| Patio Area | 28 sqft Patio |
| Porch Area | 36 sqft Porch |
| Sauna | Sauna |
| Storage Building | 160 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 1100885 |
|---|---|
| Street Address | 5652 LESTER RIVER RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-9606 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S 1/2 OF S 1/2 OF NW 1/4 OF NW 1/4 SERIAL # |
| Legal Range | 13W |
| Legal Township | 51N |
| Legal Section | 10 |
| Legal Subdivision | LAKEWOOD TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | LAKEWOOD |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 10500 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures