56682 M 62 E, Dowagiac, MI 49047 Property Records

Cass County property record for 56682 M 62 E, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,350 sqft · built 1950
Lot Size	7.75 acres (337,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,000 (Sep 2021)
Deeds & Mortgages	Aug 2026 Transfer Sep 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-040-005-028-00`

Property Details

APN / Parcel Number

Primary APN	`14-040-005-028-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,350 sqft Building Perimeter
1st Floor Area	1,456 sqft
Basement Area	1,170 sqft
Unfinished Basement	1,170 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	337,590 sqft (7.75 acres)
Garage Area	667 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	56682 M 62 E
City	DOWAGIAC
State	MI
Zip	49047-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 59-D 6S-15W THAT PART NE QTR SW QTR LYING S & W OF HWY M-62 SEC 5.
Legal Range	15W
Legal Township	06S
Legal Section	05
Jurisdiction	CASS MI
Township / Civil Division	LAGRANGE
Census Block Group	4
Census Block	4023
Census Tract	2100

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46682 M 62 E, DOWAGIAC, MI 49047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Quit Claim Deed, Transfer MERIDIAN TITLE
Sep 17, 2021	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC
Feb 9, 2017	Deed of Trust, Mortgage · Line of Credit HONOR CU
Sep 17, 2020	Deed of Trust, Mortgage · Line of Credit HONOR CU
Oct 16, 2017	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jan 4, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Deed Book / Page	1203 / 1949
Last Transfer Date	Aug 24, 2026
Transfer Doc	0000034907
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Aug 25, 2026
Property Address	56682 M 62 E, DOWAGIAC, MI 49047-9725
Document Number	0000034907
Book / Page	1281 / 1849
Instrument Date	Aug 24, 2026
Instrument	202634907
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Sep 17, 2021
Property Address	56682 M 62 E, DOWAGIAC, MI 49047-9725
Document Number	1203/1949
Book / Page	1203 / 1949
Instrument Date	Sep 13, 2021
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,734.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56682 M 62 E, DOWAGIAC, MI 49047-9725

Mortgage

Document Number	01203/1953
Date	Sep 17, 2021
Book Page	1203/1953

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	56682 M 62 E, DOWAGIAC, MI 49047-9725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1118/1857
Date	Feb 9, 2017
Book Page	1118/1857

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	56682 M 62 E, DOWAGIAC, MI 49047-9725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1180/1462
Date	Sep 17, 2020
Book Page	1180/1462

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	56682 M 62 E, DOWAGIAC, MI 49047-9725
Transaction Type	Mortgage
Record Updated	Nov 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0011300498
Date	Oct 16, 2017
Book Page	1130/0498

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Jan 4, 2017
Property Address	56682 M 62 E, DOWAGIAC, MI 49047-9725
Document Number	1117/0383
Book / Page	1117 / 0383
Instrument Date	Dec 28, 2016
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MTC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56682 M 62 E, DOWAGIAC, MI 49047-9725

Mortgage

Document Number	11170386
Date	Jan 4, 2017
Instrument	1117/0386

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	LaGrange Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,200 (+11.1%) Land $215,200	$430,400 (+11.1%) Land $430,400
2025	Homeowner's exemption	$193,700 (+15.37%) Land $193,700	$387,400 (+15.37%) Land $387,400
2023		$167,900	$335,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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