56379 M 62 E, Dowagiac, MI 49047 Property Records

Cass County property record for 56379 M 62 E, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,749 sqft · built 1940
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jun 2020)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-040-005-020-01`

Property Details

APN / Parcel Number

Primary APN	`14-040-005-020-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,749 sqft Building Perimeter
1st Floor Area	1,749 sqft
Basement Area	1,426 sqft
Unfinished Basement	1,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	56379 M 62 E
City	DOWAGIAC
State	MI
Zip	49047-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LC 458-159 58 COM AT PT 1557 FT W & 622 FT N OF CEN SEC, TH S 87 DEG 21'12W 384.96 FT, S 20 DEG 35'E 99.7 FT, E 327.5 FT, S
Legal Range	15W
Legal Township	06S
Legal Section	05
Jurisdiction	CASS MI
Township / Civil Division	LAGRANGE
Census Block Group	4
Census Block	4019
Census Tract	2100

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56379 M 62 E, DOWAGIAC, MI 49047-9725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Deed Book / Page	1174 / 1182
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	56379 M 62 E, DOWAGIAC, MI 49047-9725
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56379 M 62 E, DOWAGIAC, MI 49047-9725
Investor	Possibly a Property Investor

Mortgage

Document Number	001268/485
Date	Nov 5, 2025
Book Page	1268/485

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jun 15, 2020
Property Address	56379 M 62 E, DOWAGIAC, MI 49047-9725
Document Number	01174/1182
Book / Page	1174 / 1182
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56379 M 62 E, DOWAGIAC, MI 49047-9725
Investor	Possibly a Property Investor

Mortgage

Document Number	0011741185
Date	Jun 15, 2020
Instrument	1174/1185

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	LaGrange Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,800 (+6.3%) Land $92,800	$185,600 (+6.3%) Land $185,600
2025	$1,772.00 (+9.99%) Homeowner's exemption	$87,300 (+14.57%) Land $87,300	$174,600 (+14.57%) Land $174,600
2023		$76,200	$152,400
2022	$1,611.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: AT&T, Frontier, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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