5660 Tower Terrace Rd, Cedar Rapids, IA 52411 Property Records

Linn County property record for 5660 Tower Terrace Rd, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,745 sqft · built 1991
Lot Size	1.65 acres (72,309 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (Jun 2007)
Tax Bill	$4,820 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`12244-77005-00000`

Property Details

APN / Parcel Number

Primary APN	`12244-77005-00000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,745 sqft Living Area
1st Floor Area	1,745 sqft
Basement Area	1,589 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,309 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	129 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5660 TOWER TERRACE RD
City	CEDAR RAPIDS
State	IA
Zip	52411-7999
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	USR
Legal Description	SPRING CREEK 1ST LOT 5
Legal Range	8W
Legal Township	84N
Legal Section	24
Legal Subdivision	SPRING CREEK
Legal Lot Number	5
Jurisdiction	LINN IA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1017
Census Tract	205

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5660 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7999
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit HILLS BANK AND TRUST CO
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2007 · Amount on File
Deed Sale	Jun 20, 2007 · Amount on File
Deed Document Number	200767980
Deed Book / Page	6705 / 99
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5660 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7999
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1152199283
Date	Sep 11, 2023
Book Page	11521/99283

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Oct 10, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5660 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7999
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0010929138
Date	Feb 24, 2021
Book Page	10929/138

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,500 (-) Land $114,000 Building $353,500	$467,500 (-) Land $114,000 Building $353,500
2025	$4,820.00	$467,500 (+11.26%) Land $114,000 Building $353,500	$467,500 (+11.26%) Land $114,000 Building $353,500
2024	$4,820.00 (+1.09%)
2023		$420,200 Land $114,000 Building $306,200	$420,200 Land $114,000 Building $306,200
2022	$4,768.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000

May also be available: USA Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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