5635 Tower Terrace Rd, Cedar Rapids, IA 52411 Property Records

Linn County property record for 5635 Tower Terrace Rd, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.75 ba · 3,787 sqft · built 2018
Lot Size	1.22 acres (53,186 sqft)
Owner	Trust Name on File
Tax Bill	$14,916 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12244-78003-00000`

Property Details

APN / Parcel Number

Primary APN	`12244-78003-00000`

Interior

Bedrooms	4 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,787 sqft Living Area
Gross Area	5,206 sqft
1st Floor Area	2,603 sqft
Basement Area	2,603 sqft
Finished Basement	1,184 sqft
Unfinished Basement	1,419 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	53,186 sqft
Lot Width	270 ft Width
Porch	Open Frame Porch
Porch Area	466 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5635 TOWER TERRACE RD
City	CEDAR RAPIDS
State	IA
Zip	52411-7999
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOOD ACRES LOT 1
Legal Range	8W
Legal Township	84N
Legal Section	24
Legal Subdivision	WOOD ACRES
Legal Lot Number	1
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2021
Census Tract	205

Owner

5635 Tower Terrace Rd is owner-occupied and held in a trust since January 2020.

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	5635 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7999
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit BANKIOWA
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA
Oct 16, 2020	Correction Deed, Transfer NOT AVAILABLE
Jan 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 28, 2020
Transfer Doc	0105580209
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5635 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7999
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5635 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7999

Mortgage

Document Number	1152226633
Date	Nov 20, 2023
Book Page	11522/26633

Lender

Name	BANKIOWA
Type	Bank
Address	MARION, IA 52302

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5635 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7999
Document Number	0108230235
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5635 TOWER TERRACE RD CEDAR RAPIDS IA 524117999, CEDAR RAPIDS, IA 52411-7999

Mortgage

Document Number	0108230235
Date	Nov 3, 2020
Book Page	010823/000235

Lender

Name	BANK IOWA
Type	Bank
Address	INDEPENDENCE, IA 50644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

October 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LINN IA
Recording Date	Oct 16, 2020
Property Address	5635 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7999
Document Number	0108050214
Book / Page	010805 / 000214
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5635 TOWER TERRACE RD CEDAR RAPIDS IA 524117999, CEDAR RAPIDS, IA 52411-7999

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN IA
Recording Date	Jan 29, 2020
Property Address	5635 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7999
Document Number	0105580209
Book / Page	010558 / 000209
Instrument Date	Jan 28, 2020
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5633 TOWER TERRACE RD CEDAR RAPIDS IA 52411, CEDAR RAPIDS, IA 52411

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5635 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7999
Document Number	0104110547
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5635 TOWER TERRACE RD CEDAR RAPIDS IA 52411, CEDAR RAPIDS, IA 52411

Mortgage

Document Number	0104110547
Date	Jul 30, 2019
Book Page	010411/000547

Lender

Name	BANK IOWA
Type	Bank
Address	INDEPENDENCE, IA 50644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5635 Tower Terrace Rd was $14,916, up 16.9% from the year before.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$798,300 (-) Land $102,200 Building $696,100	$798,300 (-) Land $102,200 Building $696,100
2025	$14,916.00 (+16.9%)	$798,300 Land $102,200 Building $696,100	$798,300 Land $102,200 Building $696,100
2024	$12,760.00
2023		$731,500 Land $102,200 Building $629,300	$731,500 Land $102,200 Building $629,300
2022	$13,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5635 Tower Terrace Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5635 Tower Terrace Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000

May also be available: USA Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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