5794 Tower Terrace Rd, Cedar Rapids, IA 52411 Property Records

Linn County property record for 5794 Tower Terrace Rd, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,562 sqft · built 2014
Lot Size	2.06 acres (90,169 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Aug 2012)
Tax Bill	$7,214 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`12244-77002-00000`

Property Details

APN / Parcel Number

Primary APN	`12244-77002-00000`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,562 sqft Living Area
1st Floor Area	2,562 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	90,169 sqft
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5794 TOWER TERRACE RD
City	CEDAR RAPIDS
State	IA
Zip	52411-7863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	USR
Legal Description	SPRING CREEK 1ST LOT 2
Legal Range	8W
Legal Township	84N
Legal Section	24
Legal Subdivision	SPRING CREEK
Legal Lot Number	2
Jurisdiction	LINN IA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1017
Census Tract	205

Owner

5794 Tower Terrace Rd is owned and occupied by two individuals who bought it in August 2012.

Source: Linn County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5794 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7863
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage FARMERS ST BK
Dec 14, 2019	Deed of Trust, Mortgage FARMERS ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2012 · Amount on File
Deed Sale	Aug 2, 2012 · Amount on File
Deed Book / Page	8370 / 406
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5794 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7863
Document Number	0107550396
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5794 TOWER TERRACE RD CEDAR RAPIDS IA 524117863, CEDAR RAPIDS, IA 52411-7863

Mortgage

Document Number	0107550396
Date	Aug 26, 2020
Book Page	010755/000396

Lender

Name	FARMERS ST BK
Type	Bank
Address	MARION, IA 52302

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5794 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7863
Document Number	0105330044
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5794 TOWER TERRACE RD CEDAR RAPIDS IA 524117863, CEDAR RAPIDS, IA 52411-7863

Mortgage

Document Number	0105330044
Date	Dec 19, 2019
Book Page	010533/000044

Lender

Name	FARMERS ST BK
Type	Bank
Address	MARION, IA 52302

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 18, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 5794 Tower Terrace Rd was $7,214.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,000 (-) Land $84,000 Building $603,000	$687,000 (-) Land $84,000 Building $603,000
2025	$7,214.00	$687,000 Land $84,000 Building $603,000	$687,000 Land $84,000 Building $603,000
2024	$7,214.00
2023		$623,800 Land $84,000 Building $539,800	$623,800 Land $84,000 Building $539,800
2022	$6,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5794 Tower Terrace Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5794 Tower Terrace Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000

May also be available: USA Communications, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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