566 Lakepointe Dr, Chipley, FL 32428 Property Records

Washington County property record for 566 Lakepointe Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,836 sqft · built 2019
Lot Size	1.06 acres (46,391 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000026660114`

Property Details

APN / Parcel Number

Primary APN	`000026660114`
Alternative APNs	`00000000-00-2666-0114` `26660114`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Living Area
Gross Area	2,965 sqft
1st Floor Area	1,572 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,391 sqft (1.06 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Slab
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	566 LAKE POINTE DR
City	CHIPLEY
State	FL
Zip	32428-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31 5 13 1.06 ORB 1137 P 729 LOT 14, LAKE POINTE S/D PLAT BK 5 P 51
Legal Range	13W
Legal Township	05S
Legal Section	31
Legal Subdivision	LAKE POINTE
Legal Block	14
Legal Lot Number	14
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1015
Census Tract	970103

Owner

566 Lakepointe Dr, a single family home, is owned by two individuals.

Source: Washington County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	967 SUNDAY RD, CHIPLEY, FL 32428-4830
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE COMPANY
Jan 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST FEDERAL BANK
Jan 30, 2020	Loan Modification, Mortgage · Conventional with PMI FIRST FED'L SVGS BK
Feb 18, 2019	Warranty Deed, Construction Loan · Construction Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 10, 2026
Property Address	566 LAKE POINTE DR, CHIPLEY, FL 32428-4132
Document Number	0000007097
Book / Page	1383 / 563
Instrument Date	Sep 8, 2026
Instrument	20267097
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 SUNDAY RD, CHIPLEY, FL 32428-4830

Mortgage

Document Number	0000007098,
Date	Sep 10, 2026
Book Page	1383/564
Instrument	20267098

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	566 LAKEPOINTE DR, CHIPLEY, FL 32428-4132
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	MITCHELL LAND & TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 LAKEPOINTE DR, CHIPLEY, FL 32428-4132

Mortgage

Document Number	0067000144
Date	Jan 8, 2021
Book Page	1195/390
Instrument	202167000144

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	566 LAKEPOINTE DR, CHIPLEY, FL 32428-4132
Document Number	0067001022
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 LAKEPOINTE DR CHIPLEY FL 324284132, CHIPLEY, FL 32428-4132

Mortgage

Document Number	0067001022
Date	Feb 3, 2020
Book Page	001168/000706
Instrument	67001022

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

February 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 18, 2019
Property Address	566 LAKEPOINTE DR, CHIPLEY, FL 32428-4132
Document Number	0067001235
Book / Page	1137 / 729
Map Reference	MB 5 PG 51&52
Instrument Date	Feb 13, 2019
Instrument	201967001235
Transaction Type	Construction Loan
Record Updated	Dec 27, 2021
Title Company	MITCHELL LAND & TITLE INC

Transaction

Amount	Amount on Record
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 RIDGE RD, 120, FOUNTAIN, FL 32438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 HARBORTRACE DR #H # H, H, LYNN HAVEN, FL 32444

Mortgage

Document Number	0067001236
Date	Feb 18, 2019
Instrument	201967001236

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 566 Lakepointe Dr was $1,464, up 10.3% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,464.00 (+10.32%)	$146,559 (+5.15%)	$264,577 (+17.92%) Land $30,000 Building $234,577
2024	$1,327.00 (+2.71%) Homeowner's exemption	$139,386 (+3%)	$224,367 (+16.81%) Land $30,000 Building $194,367
2023	$1,292.00 (+3.36%) Homeowner's exemption	$135,326 (+3%)	$192,071 (+11.01%) Land $15,000 Building $177,071
2022	$1,250.00 Homeowner's exemption	$131,384	$173,017 Land $12,000 Building $161,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 566 Lakepointe Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1994–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 566 Lakepointe Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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