565 Lakepointe Dr, Chipley, FL 32428 Property Records

Washington County property record for 565 Lakepointe Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 2024
Lot Size	1.01 acres (44,213 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Mar 2025)
Tax Bill	$3,481 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000026660116`

Property Details

APN / Parcel Number

Primary APN	`000026660116`
Alternative APN	`26660116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,856 sqft Heated Area
Gross Area	2,813 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,213 sqft (1.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000026660116
Street Address	565 LAKEPOINTE DR
City	CHIPLEY
State	FL
Zip	32428-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31 5 13 1.01, ORB 1332 P 491, LOT 16, LAKE POINTE S/D, PLAT BK 5 P 51.
Legal Range	13W
Legal Township	05N
Legal Section	31
Legal Subdivision	LAKE POINTE
Legal Lot Number	16
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1015
Census Tract	970103

Owner

Source: Washington County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	565 LAKEPOINTE DR, CHIPLEY, FL 32428-4125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage INNOVATIONS FINANCIAL CU
Mar 31, 2025	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 30, 2019	Warranty Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TRUST CO
Oct 10, 2017	Warranty Deed, Transfer FLORIDA LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	May 2, 2016 · Amount on Record
Deed Document Number	0001332491
Deed Book / Page	1332 / 491
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	565 LAKEPOINTE DR, CHIPLEY, FL 32428-4125
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1858 FLOWING WELL RD, BONIFAY, FL 32425-7650

Mortgage

Document Number	0067008942
Date	Dec 29, 2023
Book Page	1291/174
Instrument	202367008942

Lender

Name	INNOVATIONS FINANCIAL CU
Type	Credit Union
Address	PANAMA CITY, FL 32408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 26, 2055

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 31, 2025
Property Address	565 LAKEPOINTE DR, CHIPLEY, FL 32428-4125
Document Number	0067002248
Book / Page	1332 / 491
Map Reference	MB 5 PG 51
Instrument Date	Mar 31, 2025
Instrument	202567002248
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1856 FLOWING WELL RD, BONIFAY, FL 32425-7650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 LAKEPOINTE DR, CHIPLEY, FL 32428-4125

Mortgage

Document Number	0000000493
Date	Mar 31, 2025
Instrument	1332/493

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 30, 2019
Property Address	LAKEPOINTE DR, CHIPLEY, FL 32428
Document Number	0067005795
Book / Page	001151 / 000830
Instrument Date	Jul 25, 2019
Instrument	67005795
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TRUST CO

Transaction

Amount	Amount Recorded
Tax	$185.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 FLOWING WELL RD BONIFAY FL 324257650, BONIFAY, FL 32425-7650

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 10, 2017
Property Address	LAKEPOINTE DR, CHIPLEY, FL 32428
Document Number	0067006964
Book / Page	001101 / 000629
Instrument Date	Oct 4, 2017
Instrument	67006964
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	FLORIDA LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9324 STARGATE WAY TALLAHASSEE FL 323099297, TALLAHASSEE, FL 32309-9297

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,481.00 (+1,179.78%)	$260,017 (+766.72%) Land $30,000 Building $230,017	$260,017 (+766.72%) Land $30,000 Building $230,017
2024	$272.00 (+43.92%)	$30,000 (+1%) Land $30,000	$30,000 (+1%) Land $30,000
2023	$189.00 (+14.55%)	$15,000 (+25%) Land $15,000	$15,000 (+25%) Land $15,000
2022	$165.00	$12,000 Land $12,000	$12,000 Land $12,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1994–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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