Niagara County and Newfane Town property record for 5655 W Bluff, Olcott, NY 14126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,048 sqft · built 1935 |
| Lot Size | 0.508 acres (22,134 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jul 2013) |
| Tax Bill | $8,290 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 292800 5.80-1-10 |
| Primary APN | 292800 5.80-1-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| 2nd Floor Area | 432 sqft |
| Upper Floors Area | 324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 22,134 sqft (0.508 acres) |
| Lot Dimensions | 276 ft deep x 80 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5655 WEST BLF |
|---|---|
| City | OLCOTT |
| State | NY |
| Zip | 14126-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLCOTT 212411 |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | NEWFANE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 24202 |
5655 W Bluff is owned and occupied by two individuals who bought it in July 2013.
Source: Niagara County and Newfane Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 456, OLCOTT, NY 14126-0456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2013 · Amount on File |
| Deed Sale | Jul 15, 2013 · Amount on File |
| Deed Document Number | 201313684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 5655 WEST BLF, OLCOTT, NY 14126-9532 |
| Document Number | 0000008155 |
| Instrument Date | Apr 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5655 WEST BLF OLCOTT NY 141269532, OLCOTT, NY 14126-9532 |
| Document Number | 0000008155 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 8155 |
| Name | SEMPER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PROVIDENCE, RI 02907 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2047 |
The 2026 property tax bill for 5655 W Bluff was $8,290 with exemptions applied, down 8.1% from the year before.
Source: Niagara County and Newfane Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Newfane Town |
| Unified School District | Newfane Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,290.00 (-8.12%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $9,023.00 | $194,600 Land $41,000 Building $153,600 | $452,600 Land $95,358 Building $357,242 |
| 2023 | $194,600 Land $41,000 Building $153,600 | $374,200 Land $78,840 Building $295,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5655 W Bluff in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 254.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1986–2019) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5655 W Bluff is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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