5645 W Bluff, Olcott, NY 14126 Property Records

Niagara County and Newfane Town property record for 5645 W Bluff, Olcott, NY 14126

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,024 sqft · built 1920
Lot Size	0.454 acres (19,800 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Aug 2004)
Tax Bill	$9,443 (2026)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`292800 5.80-1-8`

Property Details

APN / Parcel Number

Primary APN	`292800 5.80-1-8`
Alternative APN	`28000050800001008000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,024 sqft Living Area
1st Floor Area	2,276 sqft
Upper Floors Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	19,800 sqft (0.454 acres)
Lot Dimensions	330 ft deep x 60 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	315 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5645 WEST BLF
City	OLCOTT
State	NY
Zip	14126-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLCOTT 212409 40X134
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NEWFANE
Census Block Group	2
Census Block	2007
Census Tract	24202

Owner

5645 W Bluff is owned by an individual who acquired it in October 2025.

Source: Niagara County and Newfane Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	14 SCENIC DR, HYDE PARK, NY 12538-1313
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2004 · Amount on File
Deed Sale	Aug 13, 2004 · Amount on File
Prior Sale	Jul 15, 1996
Deed Book / Page	3287 / 703
Last Transfer Date	Oct 10, 2025
Transfer Doc	0000005812
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NIAGARA NY
Recording Date	Oct 16, 2025
Property Address	5645 WEST BLF, OLCOTT, NY 14126-9532
Document Number	0000005812
Instrument Date	Oct 10, 2025
Instrument	2025-15812
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 SCENIC DR, HYDE PARK, NY 12538-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SCENIC DR, HYDE PARK, NY 12538-1313

Tax Assessment & Valuation

The 2026 property tax bill for 5645 W Bluff was $9,443, up 3.8% from the year before.

Source: Niagara County and Newfane Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Newfane Town
Unified School District	Newfane Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,443.00 (+3.76%)
2025	$9,101.00	$196,400 (-) Land $32,000 Building $164,400	$456,700 (+11.61%) Land $74,411 Building $382,289
2024		$196,400 (-) Land $32,000 Building $164,400	$409,200 (+8.34%) Land $66,672 Building $342,528
2023		$196,400 Land $32,000 Building $164,400	$377,700 Land $61,540 Building $316,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5645 W Bluff in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1986–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Flooding, May 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5645 W Bluff is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWFANE TOWN WDS serves 9,304 people · EPA ID NY3100573
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20