Charlotte County property record for 5655 Riverside Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,360 sqft · built 1999 |
| Lot Size | 2.38 acres (103,672 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $380,000 (Feb 2002) |
| Tax Bill | $3,863 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Dec 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-26-353-001 |
| Primary APN | 40-23-26-353-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,360 sqft Living Area |
| Gross Area | 4,775 sqft |
| Upper Floors Area | 1,650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Wood Shingle |
| Lot Area | 103,672 sqft (2.38 acres) |
| Garage Area | 695 sqft |
| Driveway | Driveway |
| Driveway Area | 1,320 sqft |
| Pool Area | 180 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 720 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004623070 |
|---|---|
| Old Parcel Number | 00782610000000 |
| Street Address | 5655 RIVERSIDE DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | CLN 000 0026 0002 CLEVELAND NORTH BLK 26 LT 2 & 3 & 1/2 VAC SECOND AVE ADJ THERETO & 1/2 VAC SECOND ST ADJ THERETO 3 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 26 |
| Legal Subdivision | CLEVELAND NORTH |
| Legal Block | 26 |
| Legal Lot Number | 1-3 3 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10200 |
The current owner of 5655 Riverside Dr bought it in February 2002.
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 5655 RIVERSIDE DR, PUNTA GORDA, FL 33982-1588 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 18, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2002 · Amount on File |
| Deed Sale | Feb 14, 2002 · Amount on File |
| Deed Document Number | 0200100592 |
| Deed Book / Page | 02001 / 00592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 5655 RIVERSIDE DR, PUNTA GORDA, FL 33982-1588 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 5655 RIVERSIDE DR, PUNTA GORDA, FL 33982-1588 |
| Document Number | 0050500797 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 5050/797 |
| Instrument | 3152447 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 5655 RIVERSIDE DR, PUNTA GORDA, FL 33982-1588 |
| Document Number | 0045211753 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5655 RIVERSIDE DR PUNTA GORDA FL 339821588, PUNTA GORDA, FL 33982-1588 |
| Document Number | 0045211753 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 004521/001753 |
| Instrument | 2772909 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5655 Riverside Dr was $3,863 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,863.00 Homeowner's exemption | $296,108 | $828,827 Land $85,680 Building $743,147 |
| 2023 | $3,495.00 (-19.06%) Homeowner's exemption | $217,298 (-19.89%) | $837,035 (+29.15%) Land $83,300 Building $753,735 |
| 2022 | $4,318.00 Homeowner's exemption | $271,245 | $648,115 Land $60,690 Building $587,425 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5655 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 151 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 units insured incl. 16 condo units |
| Nearby Flood Claims | 257 (1982–2024) |
| Claims Outside the SFHA | 3 of 257 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5655 Riverside Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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