Charlotte County property record for 5575 Riverside Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,319 sqft · built 1998 |
| Lot Size | 2.17 acres (94,524 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Sep 2011) |
| Tax Bill | $5,131 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 402326354001 |
| Primary APN | 402326354001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,319 sqft Living Area |
| Gross Area | 3,571 sqft |
| 1st Floor Area | 2,319 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 94,524 sqft (2.17 acres) |
| Garage Type | Detached |
| Garage Area | 1,800 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 5,612 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 594 sqft |
| Porch | Raised Porch |
| Porch Area | 892 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00782660000005 |
|---|---|
| Street Address | 5575 RIVERSIDE DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | N CLEVELAND BLK 27 LTS 2 & 3 & ALL VAC 1ST AVE ADJ THERETO 328/801 DC484/386 538/2190 1157/1099 1174/1758 1175/515 1184/179 E1615/1234 3597/1840 4833/1606 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 26 |
| Legal Subdivision | N CLEVELAND |
| Legal Tract | CLN |
| Legal Block | 27 |
| Legal Lot Number | 2,3 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10200 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5575 RIVERSIDE DR, PUNTA GORDA, FL 33982-1588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 12, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2011 · Amount on Record |
| Deed Sale | Sep 16, 2011 · Amount on Record |
| Deed Document Number | 20112043118 |
| Deed Book / Page | 3597 / 1840 |
| Last Transfer Date | Aug 2, 2021 |
| Transfer Doc | 0048331606 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 5575 RIVERSIDE DR, PUNTA GORDA, FL 33982-1588 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5575 RIVERSIDE DR, PUNTA GORDA, FL 33982-1588 |
| Document Number | 0003387505 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 3387505 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 1, 2021 |
| Property Address | 5575 RIVERSIDE DR, PUNTA GORDA, FL 33982-1588 |
| Document Number | 0048331606 |
| Book / Page | 4833 / 1606 |
| Map Reference | MB 1 PG 22 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 2992564 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5575 RIVERSIDE DR, PUNTA GORDA, FL 33982-1588 |
| Document Number | 48331609 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 4833/1609 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 5575 RIVERSIDE DR, PUNTA GORDA, FL 33982-1588 |
| Document Number | 0043151409 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5575 RIVERSIDE DR PUNTA GORDA FL 339821588, PUNTA GORDA, FL 33982-1588 |
| Document Number | 0043151409 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 004315/001409 |
| Instrument | 2612763 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2048 |
| Rate | 3.75% |
|---|
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,131.00 (-32.52%) | $340,188 (-5.69%) Land $66,402 Building $273,786 | $340,188 (-25.31%) Land $66,402 Building $273,786 |
| 2024 | $7,604.00 (+0.11%) | ||
| 2023 | $7,596.00 (+9.04%) | $360,723 (-5.83%) | $455,496 (+18.91%) Land $75,950 Building $379,546 |
| 2022 | $6,966.00 | $383,052 Land $55,335 Building $327,717 | $383,052 Land $55,335 Building $327,717 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 151 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 units insured incl. 16 condo units |
| Nearby Flood Claims | 257 (1982–2024) |
| Claims Outside the SFHA | 3 of 257 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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