Charlotte County property record for 5705 Riverside Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,404 sqft · built 1999 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Apr 2007) |
| Tax Bill | $1,569 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 402326352001 |
| Primary APN | 402326352001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,404 sqft Living Area |
| Gross Area | 3,514 sqft |
| 1st Floor Area | 2,404 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed/Screened Porch |
| Porch Area | 360 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00782600001000 |
|---|---|
| Street Address | 5705 RIVERSIDE DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | N CLEVELAND BLK 25 ALL LTS 1 & 4 & 1/2 VAC SECOND AVE & 1/2 VAC SECOND ST ADJ THERETO 1204/141 1212/563 1574/2191 2828/2181 2848/401 FJ2893/714 2956/1217 CD3136/973 3136/975 SV3761/283 4869/273 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 26 |
| Legal Subdivision | N CLEVELAND |
| Legal Tract | CLN |
| Legal Block | 25 |
| Legal Lot Number | 1,4 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10200 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5705 RIVERSIDE DR, PUNTA GORDA, FL 33982-1555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Nov 2, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC |
| Jan 19, 2017 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE ST BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2007 · Amount on Record |
| Deed Sale | Apr 2, 2007 · Amount on Record |
| Prior Sale | Dec 4, 1997 |
| Deed Document Number | 20071653791 |
| Deed Book / Page | 3136 / 975 |
| Last Transfer Date | Oct 26, 2021 |
| Transfer Doc | 0048690273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 2, 2021 |
| Property Address | 5705 RIVERSIDE DR, PUNTA GORDA, FL 33982-1555 |
| Document Number | 0048690273 |
| Book / Page | 4869 / 273 |
| Map Reference | MB 1 PG 22 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 3017230 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5705 RIVERSIDE DR, PUNTA GORDA, FL 33982-1555 |
| Document Number | 4869276 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 4869/276 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 5705 RIVERSIDE DR, PUNTA GORDA, FL 33982-1555 |
| Document Number | 0041650293 |
| Book / Page | 004165 / 000293 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5705 RIVERSIDE DR PUNTA GORDA FL 339821555, PUNTA GORDA, FL 33982-1555 |
| Document Number | 0041650293 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 004165/000293 |
| Instrument | 2497598 |
| Name | CHARLOTTE ST BK&TR |
|---|---|
| Type | Bank |
| Address | PUNTA GORDA, FL 33950 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 2, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,569.00 (-35.06%) Homeowner's exemption | $144,061 (+5.99%) | $342,029 (-24.24%) Land $61,200 Building $280,829 |
| 2024 | $2,416.00 (+3.07%) | ||
| 2023 | $2,344.00 (+5.59%) Homeowner's exemption | $135,923 (+3%) | $451,473 (+32.28%) Land $70,000 Building $381,473 |
| 2022 | $2,220.00 Homeowner's exemption | $131,964 | $341,309 Land $51,000 Building $290,309 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 151 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 units insured incl. 16 condo units |
| Nearby Flood Claims | 257 (1982–2024) |
| Claims Outside the SFHA | 3 of 257 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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