Lake County property record for 56548 West Rd, Charlo, MT 59824
| Property Type | Residential |
|---|---|
| Lot Size | 6.45 acres (280,962 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,082 (2026) |
| Deeds & Mortgages | Aug 2022 Construction Loan Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1512536 |
| Primary APN | R1512536 |
|---|---|
| Alternative APNs |
|
| Lot Area | 280,962 sqft (6.45 acres) |
|---|---|
| Terrain | Wooded |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Pole Barn | 800 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 0000011512 |
|---|---|
| Street Address | 56548 WEST RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9489 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | S19, T19 N, R21 W, C.O.S. 7592, ACRES 6.45, TR 2 |
| Legal Range | 21W |
| Legal Township | 19N |
| Legal Section | 19 |
| Legal Tract | 2 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 4 |
| Census Block | 4072 |
| Census Tract | 940600 |
56548 West Rd, a residential property, is owned and occupied by two individuals who acquired it in July 2022.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56548 WEST RD, CHARLO, MT 59824-9489 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2022 | Deed of Trust, Mortgage · Construction Mortgage STOCKMAN BANK |
| Mar 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK OF MONTANA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2022 |
| Deed Sale | Jul 19, 2022 |
| Prior Sale | Jul 19, 2022 |
| Deed Document Number | 2022599524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 56548 WEST RD, CHARLO, MT 59824-9489 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|---|
| Address | 428 N 1ST ST W, MISSOULA, MT 59802-2926 |
| Document Number | 0000599920 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 599920 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Jul 1, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 56548 WEST RD, CHARLO, MT 59824-9489 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 420 N 1ST ST W, MISSOULA, MT 59802 |
| Document Number | 0000603679 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 603679 |
| Name | STOCKMAN BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | MILES CITY, MT 59301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2026 property tax bill for 56548 West Rd was $1,082, down 4.9% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,082.00 (-4.92%) | $181,295 (-) | |
| 2025 | $1,138.00 | $181,295 | $181,295 Land $165,695 Building $15,600 |
| 2023 | $1,107.00 | $102,645 | $102,645 Land $90,165 Building $12,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 56548 West Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 56548 West Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures