Lake County property record for 56258 West Rd, Charlo, MT 59824
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 672 sqft · built 2019 |
| Lot Size | 15.3 acres (668,210 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,210 (2026) |
| Deeds & Mortgages | Jan 2019 Construction Loan Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1512535 |
| Primary APN | R1512535 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Attic | Attic |
| Attic Area | 67 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 668,210 sqft (15.3 acres) |
| View / Lot | Mountain |
| Garage Type | Mixed |
| Garage Area | 2,112 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 384 sqft |
| Deck Area | 2,074 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000011511 |
|---|---|
| Street Address | 56258 WEST RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S19, T19 N, R21 W, C.O.S. 3729, ACRES 15.34, PT LT 2 REM |
| Legal Range | 21W |
| Legal Township | 19N |
| Legal Section | 19 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 3729 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 4 |
| Census Block | 4076 |
| Census Tract | 940600 |
56258 West Rd, a rural home, is owned and occupied by two individuals.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56258 WEST RD, CHARLO, MT 59824-9208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2019 | Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK OF RONAN |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 56258 WEST RD, CHARLO, MT 59824-9208 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 567379 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | 567379 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | SAINT IGNATIUS, MT 59865 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 15, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 56258 WEST RD, CHARLO, MT 59824-9208 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 575531 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 575531 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2026 property tax bill for 56258 West Rd was $2,210, down 7.3% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,210.00 (-7.26%) | $437,593 (-) | |
| 2025 | $2,383.00 | $437,593 | $437,593 Land $11,223 Building $426,370 |
| 2023 | $3,027.00 | $418,432 | $418,432 Land $10,412 Building $408,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 56258 West Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 56258 West Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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