56485 West Rd, Charlo, MT 59824 Property Records

Lake County property record for 56485 West Rd, Charlo, MT 59824

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,656 sqft · built 1971
Lot Size	3.7 acres (161,172 sqft)
Owner	Individual Name on Record
Last Sale	$658,350 (Apr 2022)
Tax Bill	$2,321 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1512671`

Property Details

APN / Parcel Number

Primary APN	`R1512671`
Alternative APNs	`15-2865-24-1-01-03-0000` `0000011574`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	161,172 sqft (3.7 acres)
Terrain	Wooded
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	329 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000011574
Street Address	56485 WEST RD
City	CHARLO
State	MT
Zip	59824-9488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S24, T19 N, R22 W, C.O.S. 5836, PARCEL B, ACRES 3.7
Legal Range	22W
Legal Township	19N
Legal Section	24
Legal Tract	B
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	4
Census Block	4067
Census Tract	940600

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56485 WEST RD, CHARLO, MT 59824-9488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK OF MISSOULA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Deed Document Number	2022597423
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	56485 WEST RD, CHARLO, MT 59824-9488
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000560263
Date	Jan 22, 2018
Instrument	560263

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Feb 1, 2030

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	56485 WEST RD, CHARLO, MT 59824-9488
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000584212
Date	Dec 30, 2020
Instrument	584212

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 11, 2022
Property Address	56485 WEST RD, CHARLO, MT 59824-9488
Document Number	0000597423
Instrument Date	Apr 8, 2022
Instrument	597423
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56485 WEST RD, CHARLO, MT 59824-9488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1121, SAINT IGNATIUS, MT 59865-1121

Mortgage

Document Number	0000597425
Date	Apr 11, 2022
Instrument	597425

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Charlo Elementary School District (PK - 08)
Secondary School District	Charlo High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,321.00 (-14.39%)	$549,500 (-)
2025	$2,711.00 (-14.69%)	$549,500 (+26.5%)	$549,500 (+26.5%) Land $129,670 Building $419,830
2023	$3,178.00	$434,400	$434,400 Land $68,990 Building $365,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	10 / 1

Cell Coverage

No cell data coverage reported

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