5654 Owl St, Frederick, MD 21704 Property Records

Frederick County property record for 5654 Owl St, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	4 ba · 2,504 sqft · built 2020
Lot Size	0.049 acres (2,160 sqft)
Owner	2 Individual Names on File
Last Sale	$398,380 (Nov 2019)
Tax Bill	$4,644 (2023)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-598432`

Property Details

APN / Parcel Number

Primary APN	`09-598432`
Alternative APN	`598432`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,504 sqft Total Area

Exterior

Year Built	Built 2020
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,160 sqft (0.049 acres)
Garage Type	Built-in
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	125 sqft
Deck Area	110 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	598432
Street Address	5654 OWL ST
City	FREDERICK
State	MD
Zip	21704-6788
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 220 2,160 SQ FT TALLYN RIDGE
Legal Subdivision	TALLYN RDG
Legal Lot Number	220
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2001
Census Tract	751904

Owner

Source: Frederick County records · APN 09-598432

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5654 OWL ST, FREDERICK, MD 21704-6788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2019 · Amount on Record
Deed Sale	Nov 07, 2019 · Amount on Record
Deed Document Number	0013327479
Deed Book / Page	13327 / 479
Record Updated	Jun 07, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 07, 2019
Property Address	5654 OWL ST, FREDERICK, MD 21704-6788
Document Number	0133270479
Book / Page	013327 / 000479
Instrument Date	Oct 14, 2019
Transaction Type	Transfer
Record Updated	May 08, 2020
Title Company	HALLMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5654 OWL ST FREDERICK MD 21704, FREDERICK, MD 21704

Mortgage

Document Number	133270484
Date	Nov 07, 2019
Book Page	013327/000484

Lender

Name	MCLEAN MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 06, 2034

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,644.00 Homeowner's exemption	$417,033	$450,600 Land $110,000 Building $340,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Monocacy National Battlefield listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 202 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.