5651 Owl St, Frederick, MD 21704 Property Records

Frederick County property record for 5651 Owl St, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details4 ba · 2,108 sqft · built 2020
Lot Size0.059 acres (2,600 sqft)
OwnerIndividual Name on Record
Last Sale$359,528 (Mar 2020)
Tax Bill$4,654 (2023)
Deeds & MortgagesMar 2020 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-598435

Property Details

APN / Parcel Number

Primary APN09-598435
Alternative APN
  • 598435

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area2,108 sqft Total Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,600 sqft (0.059 acres)
Garage TypeBuilt-in
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area12 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number598435
Street Address5651 OWL ST
CityFREDERICK
StateMD
Zip21704-6881
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 223 2,600 SQ FT TALLYN RIDGE
Legal SubdivisionTALLYN RDG
Legal Lot Number223
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group2
Census Block2001
Census Tract751904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Monocacy National Battlefield
listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5651 OWL ST, FREDERICK, MD 21704-6881
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2020Deed, Transfer · FHA Mortgage
JET HOMELOANS LLC
Sep 4, 2019Deed, Transfer · Commercial Mortgage
UNITED BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2020 · Amount on Record
Deed SaleMar 20, 2020 · Amount on Record
Prior SaleSep 4, 2019 · Amount on Record
Deed Document Number0013604486
Deed Book / Page13604 / 486
Record UpdatedJun 7, 2026

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 20, 2020
Property Address5651 OWL ST, FREDERICK, MD 21704-6881
Document Number0136040486
Book / Page13604 / 486
Map ReferenceMB 110 PL 182
Instrument DateMar 16, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyCOMMONWEALTH LAND TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$898.82
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5651 OWL ST, FREDERICK, MD 21704-6881

Mortgage

Document Number0136040494
DateMar 20, 2020
Instrument13604/0494
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 4, 2019
Property Address5651 OWL ST, FREDERICK, MD 21704-6881
Document Number0131850475
Book / Page13185 / 0475
Map ReferenceMB 101 PL 182
Instrument DateAug 26, 2019
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyVILLAGE SETTLEMENTS INC

Transaction

AmountAmount Recorded
Tax$5,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address8401 GREENSBORO DR STE 450, 8401, MC LEAN, VA 22102-5113

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4506 DALY DR STE 300, 300, CHANTILLY, VA 20151-3737
InvestorPossibly a Property Investor

Mortgage

Document Number0131850481
DateSep 4, 2019
Instrument13185/0481
Lender
NameUNITED BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Mortgage

Document Number0131850481
DateSep 4, 2019
Book Page13185/0481
Lender
NameUNITED BANK
TypeBank
AddressVIENNA, VA 22182
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,654.00$389,633$416,700 Land $115,000 Building $301,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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