Frederick County property record for 5650 Owl St, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,504 sqft · built 2020 |
| Lot Size | 0.061 acres (2,688 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Aug 2021) |
| Tax Bill | $5,090 (2023) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-598434 |
| Primary APN | 09-598434 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,504 sqft Total Area |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,688 sqft (0.061 acres) |
| Garage Type | Built-in |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 125 sqft |
| Deck Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 598434 |
|---|---|
| Street Address | 5650 OWL ST |
| City | FREDERICK |
| State | MD |
| Zip | 21704-6788 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 222 2,688 SQ FT TALLYN RIDGE |
| Legal Subdivision | TALLYN RDG |
| Legal Lot Number | 222 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 751904 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Monocacy National Battlefield listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5650 OWL ST, FREDERICK, MD 21704-6788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| May 19, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 30, 2020 | Deed, Transfer · VA Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on Record |
| Deed Sale | Aug 12, 2021 · Amount on Record |
| Prior Sale | Mar 30, 2020 · Amount on Record |
| Deed Document Number | 0015189286 |
| Deed Book / Page | 15189 / 286 |
| Record Updated | Jun 7, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 12, 2021 |
| Property Address | 5650 OWL ST, FREDERICK, MD 21704-6788 |
| Document Number | 0151890286 |
| Book / Page | 15189 / 286 |
| Map Reference | MB 101 PL 182 |
| Instrument Date | Jul 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | PREMIER TITLE AND ESCROW LLC, PREMIER TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5650 OWL ST, FREDERICK, MD 21704-6788 |
| Document Number | 15189293 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 15189/293 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5650 OWL ST, FREDERICK, MD 21704-6788 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2021 |
| Title Company | ESTATES TITLE AGENCY, STATES TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 5650 OWL ST, FREDERICK, MD 21704-6788 |
| Document Number | 0149080097 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 14908/97 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 30, 2020 |
| Property Address | 5650 OWL ST, FREDERICK, MD 21704-6788 |
| Document Number | 0136200340 |
| Book / Page | 13620 / 340 |
| Map Reference | MB 101 PL 182 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | HALLMARK TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $949.98 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8401 GREENSBORO DR STE 450, 8401, MCLEAN, VA 22102-5113 |
| Name | Verified Name |
|---|---|
| Address | 5650 OWL ST, FREDERICK, MD 21704-6788 |
| Document Number | 136200346 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 13620/0346 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,090.00 | $426,867 | $455,600 Land $115,000 Building $340,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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