5570 Pratt Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5570 Pratt Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,933 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,931 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-006-024-10`

Property Details

APN / Parcel Number

Primary APN	`010-006-024-10`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,933 sqft Living Area
1st Floor Area	1,055 sqft
Basement Area	1,139 sqft
Unfinished Basement	1,139 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	217,800 sqft (5 acres)
Garage Area	574 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5570 PRATT RD
City	LAPEER
State	MI
Zip	48446-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	T6N R9E, SEC 6 PT OF SE 1/4 OF SEC BEG AT A PT ON S SEC LINE THAT IS S 89 DEG 31'21 E 1643.57 FT FROM S 1/4 CORN OF SEC; TH
Legal Range	09E
Legal Township	06N
Legal Section	06
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1011
Census Tract	342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5570 PRATT RD, LAPEER, MI 48446-9740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage GREENSTONE FARM CREDIT SERVICES
Apr 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2005
Deed Sale	Oct 18, 2005
Deed Document Number	20051
Last Transfer Date	Nov 24, 2009
Transfer Doc	0024250460
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Aug 5, 2026
Property Address	5570 PRATT RD, LAPEER, MI 48446-9740
Document Number	3535000015
Book / Page	3535 / 15
Instrument Date	Jul 29, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5570 PRATT RD, LAPEER, MI 48446-9740

Mortgage

Document Number	3535000015,
Date	Aug 5, 2026
Book Page	3535/15

Lender

Name	GREENSTONE FARM CREDIT SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 13, 2026
Property Address	5570 PRATT RD, LAPEER, MI 48446-9740
Document Number	3514000243
Book / Page	3514 / 243
Instrument Date	Apr 8, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5570 PRATT RD, LAPEER, MI 48446-9740

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,600 (+11.55%)	$471,200 (+11.55%)
2025	$2,931.00 (+3.68%) Homeowner's exemption	$211,200 (+14.04%)	$422,400 (+14.04%)
2024	$2,827.00 (+11.08%)
2023		$185,200	$370,400
2022	$2,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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