5653 Hwy 178, Jay, FL 32565 Property Records

Santa Rosa County property record for 5653 Hwy 178, Jay, FL 32565

Property Summary

Property TypeOther Improved
Lot Size10 acres (435,600 sqft)
Owner2 Trust Names on File
Last Sale$100,000 (Aug 2023)
Tax Bill$1,216 (2024)
Deeds & MortgagesAug 2023 Sale
Jun 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-4N-28-0000-00400-0000

Property Details

APN / Parcel Number

Primary APN30-4N-28-0000-00400-0000

Exterior

Lot Area435,600 sqft (10 acres)
Lot Dimensions588 ft deep x 742 ft wide

Location & Zoning

Account Number304N280000004000000
Street Address5653 HIGHWAY 178
CityJAY
StateFL
Zip32565
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeAG-RR
Legal Description*DESC UPDATE FOR 2023* PARCEL A: COM AT NE COR 30-4N-28 W; THN N88?37'18 W 1316.31 FT; THN S01*59'32 W 133.22 FT FOR THE POB;
Legal Range28W
Legal Township04N
Legal Section30
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group1
Census Block1003
Census Tract10400

Owner

5653 Hwy 178 is held in a trust since August 2023.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address5209 SOUNDSIDE DR, GULF BREEZE, FL 32563-9314
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 5, 2020Warranty Deed, Transfer
GUARANTEE TITLE
May 8, 2020Warranty Deed, Transfer · Conventional Mortgage
SANTA ROSA COUNTY FCU

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleAug 30, 2023 · Amount on File
Deed SaleAug 30, 2023 · Amount on File
Prior SaleJun 5, 2020 · Amount on File
Deed Document Number202339567
Deed Book / Page4429 / 1247
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 30, 2023
Property Address5653 HIGHWAY 178, MILTON, FL 32570-8693
Document Number0044291247
Book / Page4429 / 1247
Instrument DateAug 28, 2023
Instrument202339567
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4892 JAMES HENDRICKS RD, JAY, FL 32565-3020

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5209 SOUNDSIDE DR, GULF BREEZE, FL 32563-9314

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 5, 2020
Property AddressHWY 178, JAY, FL 32565
Document Number0039590967
Book / Page003959 / 000967
Instrument DateJun 4, 2020
Instrument26936
Transaction TypeTransfer
Record UpdatedAug 10, 2020
Title CompanyGUARANTEE TITLE

Transaction

AmountAmount on Record
Tax$315.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3677 BRIGHTWOOD LN PACE FL 325718624, PACE, FL 32571-8624

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 8, 2020
Property AddressHWY 178, JAY, FL 32565
Document Number0039481533
Book / Page3948 / 1533
Instrument DateMay 1, 2020
Instrument202021879
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyGUARANTEE TTL OF NORTHWEST F

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5924 LAST CHANCE RD, 5924, MILTON, FL 32570-2918

Transferred To (Grantee/Buyer)

NameVerified Name
Address4892 JAMES HERDRICKS RD, JAY, FL 32565-3020

Mortgage

Document Number0039481536
DateMay 8, 2020
Instrument3948/1536
Lender
NameSANTA ROSA COUNTY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,216.00 (+33.19%)$105,750 (+12.8%) Land $93,750 Building $12,000$105,750 (+12.8%) Land $93,750 Building $12,000
2023$913.00 (+17.65%)$93,750 (+27.55%) Land $93,750$93,750 (+27.55%) Land $93,750
2022$776.00$73,500$73,500 Land $73,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5653 Hwy 178 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1998–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5653 Hwy 178 is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

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