Santa Rosa County property record for 4607 Hwy 178, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,486 sqft · built 1977 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | Individual Name on File |
| Last Sale | $58,000 (Jan 2005) |
| Tax Bill | $657 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-4N-29-0000-00101-0000 |
| Primary APN | 26-4N-29-0000-00101-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| Gross Area | 1,748 sqft |
| 1st Floor Area | 1,486 sqft |
| Utility Area | 78 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 76,230 sqft (1.75 acres) |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 184 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4607 HIGHWAY 178 |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-9225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | *DESCRIPTION PER DEED 2019* BEG AT NW CORNER OF NW4 OF NW4 OF SECTION 26 TOWNSHIP 4 NORTH RANGE 29 WEST THN S BETWEEN SECS 26 & 27 FOR 462 FT THN BEG AGAIN AT SAME PT GO EAST 330 FT THN INTERSECT THE TWO POINTS FORMING A TRIANGLE AS DES IN OR 2400 PG |
| Legal Range | 29W |
| Legal Township | 4N |
| Legal Section | 26 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | ALLENTOWN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10400 |
4607 Hwy 178 is owned and occupied by an individual who bought it in January 2005.
Source: Santa Rosa County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4607 HIGHWAY 178, JAY, FL 32565-9225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2005 · Amount on File |
| Deed Sale | Jan 28, 2005 · Amount on File |
| Prior Sale | May 4, 2004 · Amount on File |
| Deed Document Number | 20055886 |
| Deed Book / Page | 2400 / 1887 |
| Prior Transfer Date | Apr 21, 2004 |
| Prior Transfer Doc | 0000024663 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4607 Hwy 178 was $657 with a homeowner's exemption, up 9% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $657.00 (+8.96%) Homeowner's exemption | $83,918 (+2.9%) | $155,776 (+1.86%) Land $26,250 Building $129,526 |
| 2024 | $603.00 (+3.43%) Homeowner's exemption | $81,553 (+3%) | $152,924 (+6.06%) Land $26,250 Building $126,674 |
| 2023 | $583.00 (+3.74%) Homeowner's exemption | $79,178 (+3%) | $144,180 (+5.25%) Land $19,250 Building $124,930 |
| 2022 | $562.00 Homeowner's exemption | $76,872 | $136,988 Land $19,250 Building $117,738 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4607 Hwy 178 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (1998–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4607 Hwy 178 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
5G and 4G LTE (outdoors only)
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