4650 Hwy 178, Jay, FL 32565 Property Records

Santa Rosa County property record for 4650 Hwy 178, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 831 sqft · built 1962
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$26,500 (Aug 2015)
Tax Bill$133 (2024)
Flood ZoneZone X (minimal risk)
APN23-4N-29-0000-00500-0000

Property Details

APN / Parcel Number

Primary APN23-4N-29-0000-00500-0000
Alternative APN
  • N294230000005000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area831 sqft Living Area
Gross Area1,123 sqft
1st Floor Area831 sqft
Utility Area204 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions70 ft deep x 70 ft wide
PorchFinished/Open Porch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4650 HIGHWAY 178
CityJAY
StateFL
Zip32565-9224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*NEW DESCRIPTION FOR 2015* W 80 FT OF S 275 FT OF THE FOLLOWING: COM SW CORN OF SE4 OF SW4 OF SW4 THN N ON QTR LN 70 FT TO NW OF OR 30 PG 452 FOR POB THN E ON N PARCEL LN 70 FT THN S ON PARCEL LN 35.59 FT TO N R/W OF HWY 178 THN E ON RD 92.20 FT THN
Legal Range29W
Legal Township4N
Legal Section23
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3048
Census Tract10200

Owner

Source: Santa Rosa County records · APN 23-4N-29-0000-00500-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4650 HIGHWAY 178, JAY, FL 32565-9224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2015 · Amount on Record
Deed SaleAug 24, 2015 · Amount on Record
Deed Document Number201531525
Deed Book / Page3455 / 1316
Prior Transfer DateAug 07, 2008
Prior Transfer Doc0028471488
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$30,104 (+2.9%)$58,121 (+9.71%) Land $5,000 Building $53,121
2024$133.00 (+3.91%) Homeowner's exemption Senior Citizen's exemption$29,256 (+3%)$52,978 (+3.05%) Land $5,000 Building $47,978
2023$128.00 (+3.23%) Homeowner's exemption Senior Citizen's exemption$28,404 (+3%)$51,409 (-0.6%) Land $4,000 Building $47,409
2022$124.00 Homeowner's exemption Senior Citizen's exemption$27,577$51,718 Land $4,000 Building $47,718

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Hwy 178

Nearby Streets

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