5614 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5614 Lester River Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,216 sqft · built 1990
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$134,900 (Nov 2019)
Tax Bill	$1,748 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`415-0010-03000`

Property Details

APN / Parcel Number

Primary APN	`415-0010-03000`
Alternative APN	`1081447`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,216 sqft Gross Area
1st Floor Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	672 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Heating Fuel	Propane

Location & Zoning

Account Number	1081447
Street Address	5614 LESTER RIVER RD
City	DULUTH
State	MN
Zip	55804-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N 1/2 OF S 1/2 OF SW 1/4 OF NW 1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	10
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2018
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5614 LESTER RIVER RD, DULUTH, MN 55804-9606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	20191368106
Prior Transfer Date	Jul 26, 2016
Prior Transfer Doc	00A1289477
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 20, 2019
Property Address	5614 LESTER RIVER RD, DULUTH, MN 55804-9606
Document Number	00A1368106
Instrument Date	Nov 13, 2019
Instrument	A1368106
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.17
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5614 LESTER RIVER RD DULUTH MN 558049606, DULUTH, MN 55804-9606

Mortgage

Document Number	A1368107
Date	Nov 20, 2019
Instrument	A1368107

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,748.00 (+5.68%)
2025	$1,654.00 (+2.1%)	$154,800 (+8.33%) Land $102,400 Building $52,400	$154,800 (+8.33%) Land $102,400 Building $52,400
2024	$1,620.00	$142,900 (+3.4%) Land $94,400 Building $48,500	$142,900 (+3.4%) Land $94,400 Building $48,500
2022		$138,200 Land $90,100 Building $48,100	$138,200 Land $90,100 Building $48,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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