Miami County property record for 5650 State Rte 55, Ludlow Falls, OH 45339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,268 sqft · built 1977 |
| Lot Size | 6.33 acres (275,865 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Sep 2026) |
| Tax Bill | $2,916 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L32-025100 |
| Primary APN | L32-025100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 2,520 sqft |
| Upper Floors Area | 1,008 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 275,865 sqft (6.33 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 200 sqft |
| Patio Area | 824 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5650 STATE ROUTE 55 |
|---|---|
| City | LUDLOW FALLS |
| State | OH |
| Zip | 45339-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-5-3 CEN PT SW |
| Legal Range | 06 |
| Legal Township | 05 |
| Legal Section | 03 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 340100 |
Source: Miami County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5650 STATE ROUTE 55, LUDLOW FALLS, OH 45339-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Jan 12, 2026 | Affidavit of Death of Joint Tenant, Transfer |
| Aug 3, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on Record |
| Deed Sale | Sep 30, 2026 · Amount on Record |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 202612390 |
| Prior Transfer Date | Jan 9, 2026 |
| Prior Transfer Doc | 0000000371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 30, 2026 |
| Property Address | 5650 STATE ROUTE 55, LUDLOW FALLS, OH 45339-9703 |
| Document Number | 0000012390 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202612390 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 5650 STATE ROUTE 55, LUDLOW FALLS, OH 45339-9703 |
| Document Number | 0000012391, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202612391 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 12, 2026 |
| Property Address | 5650 STATE ROUTE 55, LUDLOW FALLS, OH 45339-9703 |
| Document Number | 0000000371 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2026OR-00371 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5650 STATE ROUTE 55, LUDLOW FALLS, OH 45339-9703 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 3, 2023 |
| Property Address | 5650 STATE ROUTE 55, LUDLOW FALLS, OH 45339-9703 |
| Document Number | 0000008391 |
| Map Reference | VOL 6 PG 93 |
| Instrument Date | Jul 18, 2023 |
| Instrument | 2023OR-08391 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5650 STATE ROUTE 55, LUDLOW FALLS, OH 45339-9703 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Union Township |
| Unified School District | Milton-Union Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,916.00 (-5.87%) Homeowner's exemption | $117,500 (+19.2%) Land $28,810 Building $88,690 | $335,700 (+19.21%) Land $82,300 Building $253,400 |
| 2024 | $3,098.00 (+1.74%) Homeowner's exemption | $98,570 (-) Land $27,130 Building $71,440 | |
| 2023 | $3,045.00 (-3.97%) Homeowner's exemption | $98,570 (-) Land $27,130 Building $71,440 | $281,600 (-) Land $77,500 Building $204,100 |
| 2022 | $3,171.00 Homeowner's exemption | $98,570 Land $27,130 Building $71,440 | $281,600 Land $77,500 Building $204,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–2007) |
| Most Recent Claim | Mar 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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