565 Southfork Dr, Berea, KY 40403 Property Records

Madison County property record for 565 Southfork Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Apr 2024)
Tax Bill$2,404 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Apr 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN0072-016A-0052

Property Details

APN / Parcel Number

Primary APN0072-016A-0052
Alternative APNs
  • 108189
  • 145519
  • 53088

Exterior

Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Account Number53088
Street Address565 SOUTHFORK DR
CityBEREA
StateKY
Zip40403-8111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEY CREEK LOT 52 UNIT 1 BLK 1
Legal SubdivisionSTONEY CREEK
Legal Block1
Legal Lot Number52
Legal Unit1
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1034
Census Tract10901

Owner

Source: Madison County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address565 SOUTHFORK DR, BEREA, KY 40403-8111
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Deed of Trust, Mortgage · Line of Credit
STOCK YARDS BANK & TRUST CO
Apr 19, 2024Deed, Transfer
LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP REAL ST TTL & CLO
Aug 20, 2020Deed, Subdivision Related Transfer · FHA Mortgage
ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2024 · Amount on Record
Deed SaleApr 19, 2024 · Amount on Record
Prior SaleAug 20, 2020 · Amount on Record
Deed Document Number202414200038
Deed Book / Page851 / 260
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address565 SOUTHFORK DR, BEREA, KY 40403-8111
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 SOUTHFORK DR, BEREA, KY 40403-8111

Mortgage

Document Number00M2453/58
DateMar 19, 2026
Book PageM2453/58
Instrument2014328879
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40223
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateApr 19, 2024
Property Address565 SOUTHFORK DR, BEREA, KY 40403-8111
Document Number00D851/260
Book / PageD851 / 260
Map ReferenceMB 25 PG 282-283
Instrument DateApr 19, 2024
Instrument2014200038
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyLAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP REAL ST TTL & CLO

Transaction

AmountAmount Recorded
Tax$255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1013 MEADOW RIDGE DR, RICHMOND, KY 40475-8675

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 SOUTHFORK DR, BEREA, KY 40403-8111

August 2020: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 20, 2020
Property Address565 SOUTHFORK DR, BEREA, KY 40403-8111
Document NumberD00792/744
Book / PageD00792 / 744
Map ReferenceMB 25 PG 282-283
Instrument DateJul 31, 2020
Instrument2014018488
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 SOUTHFORK DR, BEREA, KY 40403-8111

Mortgage

Document Number2014018489
DateAug 20, 2020
Instrument2014018489
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Mortgage

Document NumberM01970/177
DateAug 20, 2020
Book PageM01970/177
Instrument2014018490
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 1, 2030

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,404.00 (+50.25%)$255,000 (+54.55%)$255,000 (+54.55%)
2023$1,600.00$165,000$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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