557 Southfork Dr, Berea, KY 40403 Property Records

Madison County property record for 557 Southfork Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on Record
Last Sale$157,500 (Aug 2019)
Tax Bill$1,772 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0072-016A-0054

Property Details

APN / Parcel Number

Primary APN0072-016A-0054
Alternative APNs
  • 102820
  • 140097
  • 70207

Location & Zoning

Account Number70207
Street Address557 SOUTHFORK DR
CityBEREA
StateKY
Zip40403-8111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEY CREEK LOT 54 UNIT 1 BLK 1
Legal SubdivisionSTONEY CREEK
Legal Tract1
Legal Block1
Legal Lot Number54
Legal Unit1
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1034
Census Tract10901

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address557 SOUTHFORK DR, BEREA, KY 40403-8111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2019Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP
May 25, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2019 · Amount on Record
Deed SaleAug 1, 2019 · Amount on Record
Prior SaleMay 25, 2018 · Amount on Record
Deed Document Number2013996468
Deed Book / PageD00776 / 647
Record UpdatedJun 8, 2026

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 1, 2019
Property Address557 SOUTHFORK DR, BEREA, KY 40403-8111
Document NumberD00776/647
Book / PageD00776 / 647
Map ReferenceMB 25 PG 282
Instrument DateJul 24, 2019
Instrument2013996468
Transaction TypeTransfer
Record UpdatedFeb 17, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$157.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address173 CROSSING VIEW DR, BEREA, KY 40403-8495

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address557 SOUTHFORK DR, BEREA, KY 40403-8111

Mortgage

Document Number2013996469
DateAug 1, 2019
Instrument2013996469
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateMay 25, 2018
Property Address557 SOUTHFORK DR, BEREA, KY 40403-8111
Document NumberD00759/703
Book / PageD00759 / 703
Map ReferenceMB25 PG282
Instrument DateMay 23, 2018
Instrument2013976320
Transaction TypeTransfer
Record UpdatedFeb 17, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$148.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address131 SUNSET HTS, WINCHESTER, KY 40391-1724

Transferred To (Grantee/Buyer)

NameVerified Name
Address557 S FORK DR, BEREA, KY 40403-8111

Mortgage

Document Number2013976321
DateMay 25, 2018
Instrument2013976321
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,772.00 (+16.04%) Additional exemption filed$188,000 (+19.37%)$188,000 (+19.37%)
2023$1,527.00$157,500$157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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