Madison County property record for 560 Southfork Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jul 2014) |
| Tax Bill | $1,848 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0072-016A-0001-09 |
| Primary APN | 0072-016A-0001-09 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|
| Account Number | 67139 |
|---|---|
| Street Address | 560 SOUTHFORK DR |
| City | BEREA |
| State | KY |
| Zip | 40403-8111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEY CREEK LOT 9 UNIT 1 BLK 1 |
| Legal Subdivision | STONEY CREEK |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Legal Unit | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10901 |
560 Southfork Dr is owned and occupied by two individuals who bought it in July 2014.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 560 SOUTHFORK DR, BEREA, KY 40403-8111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Nov 2, 2021 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2014 · Amount on File |
| Deed Sale | Jul 22, 2014 · Amount on File |
| Deed Document Number | 0000726712 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 560 SOUTHFORK DR, BEREA, KY 40403-8111 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | M01975/178 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | M01975/178 |
| Instrument | 2014019650 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 560 SOUTHFORK DR, BEREA, KY 40403-8111 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M2107/98 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | M2107/98 |
| Instrument | 2014062080 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 560 Southfork Dr was $1,848 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,848.00 Additional exemption filed | $196,000 | $196,000 |
| 2023 | $1,552.00 | $160,000 | $160,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 560 Southfork Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 560 Southfork Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures