Clay County property record for 565 Smith Rd, Manchester, KY 40962 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,105 sqft Living Area |
| Lot Size | 24,786 sqft (0.569 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2020) |
| Tax Bill | $895.00 (2025) |
| Primary APN | 083-00-00-139.04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,105 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Block Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 24,786 sqft (0.569 acres) |
| Porch | Porch |
| Porch Area | 48 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 6994 |
|---|---|
| Street Address | 565 SMITH RD |
| City | MANCHESTER |
| State | KY |
| Zip | 40962-7563 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.569 ACRES & HOUSE |
| Jurisdiction | CLAY KY |
| Minor Civil Division | MANCHESTER |
| Census Blockgroup | 3 |
| Census Block | 3024 |
| Census Tract | 950301 |
Source: Clay County records · APN 083-00-00-139.04
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 565 SMITH RD, MANCHESTER, KY 40962-7563 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on Record |
| Deed Sale | Jan 22, 2020 · Amount on Record |
| Prior Sale | Feb 26, 2010 · Amount on Record |
| Deed Doc Number | 0000329595 |
| Deed Book / Page | 329 / 595 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLAY KY |
| Recording Date | Jan 22, 2020 |
| Property Address | 565 SMITH RD, MANCHESTER, KY 40962-7563 |
| Document Number | DEED329/595 |
| Book / Page | DEED 329 / 595 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 310046 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 565 SMITH RD, 565, MANCHESTER, KY 40962-7563 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 565 SMITH RD, MANCHESTER, KY 40962-7563 |
| Document Number | 0000310047 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 310047 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Number | MTG231/696 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | MTG 231/696 |
| Instrument | 310048 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2030 |
Source: Clay County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $895.00 (+0.11%) | $75,000 (-) | $75,000 (-) |
| 2023 | $894.00 | $75,000 | $75,000 |
565 Smith Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · Clay County (21051C), updated September 28, 2007
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 73rd percentile of exposed land nationally · 85th in Kentucky |
|---|---|
| Wildfire Likelihood | High — about 1 in 239 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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