Clay County property record for 396 Smith Rd, Manchester, KY 40962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1995 |
| Lot Size | 0.504 acres (21,954 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $70 (2025) |
| Deeds & Mortgages | Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 099-00-00-001.04 |
| Primary APN | 099-00-00-001.04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,954 sqft (0.504 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 8827 |
|---|---|
| Street Address | 396 SMITH RD |
| City | MANCHESTER |
| State | KY |
| Zip | 40962-7561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.504 ACRES & HOUSE LOT # 6 |
| Legal Lot Number | 6 |
| Jurisdiction | CLAY KY |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 950301 |
396 Smith Rd is owned and occupied by two individuals who acquired it in May 2018.
Source: Clay County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 223, GARRARD, KY 40941-0223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 17, 2018 |
| Transfer Doc | DEED325/526 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY KY |
| Recording Date | Dec 6, 2018 |
| Property Address | 396 SMITH RD, MANCHESTER, KY 40962-7561 |
| Document Number | DEED325/526 |
| Book / Page | DEED 325 / 526 |
| Instrument Date | May 17, 2018 |
| Instrument | 164229 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 223, GARRARD, KY 40941-0223 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 396 Smith Rd was $70 with a homeowner's exemption.
Source: Clay County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70.00 Homeowner's exemption | $55,000 | $55,000 |
| 2023 | $103.00 Homeowner's exemption | $55,000 | $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 Smith Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 78% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Peoples Rural Telephone Cooperative, Verizon.
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