Clay County property record for 499 Smith Rd, Manchester, KY 40962 · Last verified April 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Architecture Style | Mobile Home |
| Square Footage | 1,456 sqft Living Area |
| Lot Size | 435,600 sqft (10 acres) |
| Last Sale | $109,000 (2021) |
| Primary APN | 083-00-00-137.01 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,456 sqft Living Area |
|---|
| Architectural Style | Mobile Home Style |
|---|---|
| Lot Area | 435,600 sqft (10 acres) |
| Account Number | 7975 |
|---|---|
| Street Address | 499 SMITH RD |
| City | MANCHESTER |
| State | KY |
| Zip | 40962-7562 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 10.000 ACRES & MOBILE HOME |
| Jurisdiction | CLAY KY |
| Minor Civil Division | MANCHESTER |
| Census Blockgroup | 3 |
| Census Block | 3024 |
| Census Tract | 950301 |
Source: Clay County records · APN 083-00-00-137.01
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1342, MANCHESTER, KY 40962-4342 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on Record |
| Deed Sale | Mar 31, 2021 · Amount on Record |
| Deed Doc Number | 2021313052 |
| Deed Book / Page | 333 / 741 |
| Prior Transfer Date | Nov 07, 2016 |
| Prior Transfer Doc | DEED318/025 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY KY |
| Recording Date | Mar 31, 2021 |
| Property Address | 499 SMITH RD, MANCHESTER, KY 40962-7562 |
| Document Number | 000333/741 |
| Book / Page | 333 / 741 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 313052 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 248 MAIN ST, MANCHESTER, KY 40962-1238 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 499 SMITH RD, MANCHESTER, KY 40962-7562 |
| Document Number | 0000313053 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 313053 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Clay County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | Homeowner's exemption | $45,200 | $45,200 |
499 Smith Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · Clay County (21051C), updated September 28, 2007
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 73rd percentile of exposed land nationally · 85th in Kentucky |
|---|---|
| Wildfire Likelihood | High — about 1 in 239 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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