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565 20th St SW, Largo, FL 33770 Property Records

Pinellas County property record for 565 20th St SW, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,160 sqft · built 1963
Lot Size0.257 acres (11,212 sqft)
Owner2 Owner Names on File
Last Sale$95,700 (Aug 2011)
Tax Bill$1,126 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-748-0333-9

Property Details

APN / Parcel Number

Primary APNC62-000-748-0333-9
Alternative APNs
  • 33-29-15-74736-002-0070
  • 152933747360020070
  • R364110

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,160 sqft Heated Area
1st Floor Area1,160 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1983
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,212 sqft (0.257 acres)
Lot Dimensions119 ft deep x 95 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR364110
Old Parcel Number152933747360020070
Street Address565 20TH ST SW
CityLARGO
StateFL
Zip33770-2928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRICHMOND HILL BLK B, LOT 7
Legal Range15
Legal Township29
Legal Section33
Legal SubdivisionRICHMOND HILL
Legal BlockB
Legal Lot Number7
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2004
Census Tract25211

Owner

The current owner of 565 20th St SW bought it in August 2011.

Source: Pinellas County records, as of December 26, 2025

Owner of Record2 Owner Names on File
Mailing AddressPO BOX 1595, LARGO, FL 33779-1595
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2011 · Amount on File
Deed SaleAug 26, 2011 · Amount on File
Prior SaleJun 6, 2003
Deed Document Number2011226715
Deed Book / Page17339 / 1289
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address565 20TH ST SW, LARGO, FL 33770-2928
Transaction TypeMortgage
Record UpdatedApr 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 20TH ST SW, LARGO, FL 33770-2928

Mortgage

Document Number0223941605
DateApr 3, 2023
Book Page22394/1605
Instrument2023085009
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 565 20th St SW was $1,126 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,126.00 Homeowner's exemption$101,537$307,831 Land $178,055 Building $129,776
2023$1,014.00 (+4.86%) Homeowner's exemption$95,801 (+3%)$294,579 (+12.09%) Land $195,933 Building $98,646
2022$967.00 Homeowner's exemption$93,011$262,805 Land $182,649 Building $80,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 565 20th St SW in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 61 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims11 (2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 565 20th St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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