669 20th St SW, Largo, FL 33770 Property Records

Pinellas County property record for 669 20th St SW, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,298 sqft · built 1957
Lot Size	0.288 acres (12,563 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,000 (Feb 2025)
Tax Bill	$6,681 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-0303-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-0303-2`
Alternative APNs	`33-29-15-74736-001-0040` `291533747360010040` `152933747360010040` `R364080`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	1,298 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,563 sqft (0.288 acres)
Lot Dimensions	119 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R364080
Street Address	669 20TH ST SW
City	LARGO
State	FL
Zip	33770-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHMOND HILL BLK A, LOT 4 & N 1/2 OF LOT 5
Legal Range	15E
Legal Township	29S
Legal Section	33
Legal Subdivision	RICHMOND HILL
Legal Tract	74736
Legal Block	A
Legal Lot Number	4,5
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2017
Census Tract	25211

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1957 RIPON DR, CLEARWATER, FL 33764-4750
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2025 · Amount on Record
Deed Sale	Feb 20, 2025 · Amount on Record
Prior Sale	Feb 24, 2022 · Amount on Record
Deed Document Number	202550811
Deed Book / Page	23068 / 1700
Prior Transfer Date	Feb 5, 2025
Prior Transfer Doc	0230681700
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 24, 2022
Property Address	669 20TH ST SW, LARGO, FL 33770-2930
Document Number	0219470538
Book / Page	21947 / 538
Map Reference	MB 39 PG 9
Instrument Date	Feb 22, 2022
Instrument	2022059212
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1957 RIPON DR, 1957, CLEARWATER, FL 33764-4750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 20TH ST SW, LARGO, FL 33770-2930

Mortgage

Document Number	0021947540
Date	Feb 24, 2022
Instrument	21947/540

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 2, 2021
Property Address	669 20TH ST SW, LARGO, FL 33770-2930
Document Number	0216100519
Book / Page	21610 / 519
Map Reference	MB 39 PG 9
Instrument Date	Jul 1, 2021
Instrument	2021219225
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11685 HAMLIN BLVD # 1, 11685, LARGO, FL 33774-3808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 RIPON DR, CLEARWATER, FL 33764-4750

Mortgage

Document Number	0021610521
Date	Jul 2, 2021
Instrument	21610/521

Lender

Name	SPROUT MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,681.00 (+2.72%)	$394,116 (+1.81%) Land $183,234 Building $210,882	$394,116 (+1.81%) Land $183,234 Building $210,882
2024	$6,504.00 (-0.29%)
2023	$6,523.00 (-0.14%) Homeowner's exemption	$387,096 (+12.75%)	$387,096 (+12.75%) Land $219,153 Building $167,943
2022	$6,532.00	$343,309	$343,309 Land $208,279 Building $135,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	11 (2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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