Pinellas County property record for 433 20th St SW, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,354 sqft · built 1970 |
| Lot Size | 0.19 acres (8,259 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jun 2025) |
| Tax Bill | $2,750 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-0328-9 |
| Primary APN | C62-000-748-0328-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,354 sqft Living Area |
| Gross Area | 1,765 sqft |
| 1st Floor Area | 1,354 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,259 sqft (0.19 acres) |
| Lot Dimensions | 119 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 411 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R364105 |
|---|---|
| Street Address | 433 20TH ST SW |
| City | LARGO |
| State | FL |
| Zip | 33770-2926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICHMOND HILL BLK B, LOT 2 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 33 |
| Legal Subdivision | RICHMOND HILL |
| Legal Tract | 74736 |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 25211 |
433 20th St SW is owned and occupied by two individuals who bought it in June 2025.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 20TH ST SW, LARGO, FL 33770-2926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on File |
| Deed Sale | Jun 30, 2025 · Amount on File |
| Prior Sale | Jan 14, 2015 · Amount on File |
| Deed Document Number | 2025186736 |
| Deed Book / Page | 23212 / 1876 |
| Prior Transfer Date | Jul 11, 1995 |
| Prior Transfer Doc | 9048001734 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 433 20th St SW was $2,750.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,750.00 | $187,041 | $302,779 Land $136,022 Building $166,757 |
| 2023 | $2,540.00 (+3.38%) Homeowner's exemption | $176,476 (+3%) | $278,707 (+13.85%) Land $147,660 Building $131,047 |
| 2022 | $2,457.00 Homeowner's exemption | $171,336 | $244,807 Land $137,835 Building $106,972 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 433 20th St SW in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 61 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 11 (2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 433 20th St SW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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