5645 E Saint Francis Cir, Loomis, CA 95650 Property Records

Placer County property record for 5645 E Saint Francis Cir, Loomis, CA 95650

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 5,216 sqft · built 2001
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Nov 1999)
Tax Bill$18,962 (2025)
Deeds & MortgagesJan 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN045-330-005-000

Property Details

APN / Parcel Number

Primary APN045-330-005-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area5,216 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleContemporary
Construction TypeFrame
Lot Area56,628 sqft
Garage Area2,031 sqft
Parking Spaces7 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5645 E SAINT FRANCIS CIR
CityLOOMIS
StateCA
Zip95650-7924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Description1.3A L12ST FRANCISWOODS MORQ77
Legal SubdivisionST. FRANCIS WOODS
Legal Lot Number12
JurisdictionPLACER CA
Township / Civil DivisionROCKLIN
Census Block Group1
Census Block1013
Census Tract20607

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5645 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 24, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 1999 · Amount on Record
Deed SaleNov 15, 1999 · Amount on Record
Deed Document Number199998563
Last Transfer DateMar 18, 2020
Transfer Doc0000026261
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address5645 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7924
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5645 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7924

Mortgage

Document Number0000006583
DateJan 19, 2021
Instrument2021-0006583
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPLACER CA
Recording DateMar 24, 2020
Property Address5645 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7924
Document Number0000026261
Map ReferenceMB R PG 60
Instrument DateMar 18, 2020
Instrument2020-0026261
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5645 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7924

Mortgage

Document Number0000026262
DateMar 24, 2020
Instrument2020-0026262
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityLoomis Town
Elementary School DistrictLoomis Union Elementary School District (KG - 08)
Secondary School DistrictPlacer Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,848,324 (+2%) Land $329,208 Building $1,519,116
2025$18,962.00 (+1.08%) Homeowner's exemption$1,812,083 (+4.04%) Land $322,753 Building $1,489,330
2023$18,759.00 (+0.03%) Homeowner's exemption$1,741,720 Land $310,221 Building $1,431,499
2022$18,754.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLACER CWA - FOOTHILL
serves 93,417 people · EPA ID CA3110025
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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