5545 N Western Dr, Hernando, FL 34442 Property Records

Citrus County property record for 5545 N Western Dr, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,581 sqft · built 1992
Lot Size1.26 acres (54,937 sqft)
Owner2 Individual Names on Record
Tax Bill$743 (2025)
Flood ZoneZone X (minimal risk)
APN1518S19E00202040

Property Details

APN / Parcel Number

Primary APN1518S19E00202040
Alternative APNs
  • 19E-18S-15-0020-204.0
  • 1607965

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,581 sqft Living Area
1st Floor Area1,581 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1997
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal
Lot Area54,937 sqft (1.26 acres)
Lot Dimensions250 ft deep x 217 ft wide
Garage Area1,200 sqft

Exterior Amenities

PorchOpen Porch
Porch Area64 sqft
Patio Area210 sqft
FenceFence
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1607965
Old Parcel Number1518S19E00202040
Street Address5545 N WESTERN DR
CityHERNANDO
StateFL
Zip34442-2681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDRMH LOW DENSITY RESIDEN
Legal DescriptionFOREST LAKE NORTH PB 8 PG 101 LOT 204
Legal Range19E
Legal Township18S
Legal Section05
Legal SubdivisionFOREST LAKE NORTH
Legal Lot Number204
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1017
Census Tract450104

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address5545 N WESTERN DR, HERNANDO, FL 34442-2681
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 1998
Deed SaleMar 1, 1998
Deed Document Number0012352480
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$743.00 (+10.73%) Homeowner's exemption Additional exemption filed$221,737 (-5.49%) Land $27,220 Building $194,517$221,737 (-5.49%) Land $27,220 Building $194,517
2024$671.00 (+1.05%) Homeowner's exemption Additional exemption filed$234,610 (+25.33%) Land $32,770 Building $201,840$234,610 (+25.33%) Land $32,770 Building $201,840
2023$664.00 (+3.75%) Homeowner's exemption Additional exemption filed$187,197 (+4.05%) Land $22,350 Building $164,847$187,197 (+4.05%) Land $22,350 Building $164,847
2022$640.00 Homeowner's exemption Additional exemption filed$179,916 Land $16,640 Building $163,276$179,916 Land $16,640 Building $163,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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