Whatcom County property record for 5641 Rock Rd, Sumas, WA 98295
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 6 bd · 4 ba · 2,016 sqft · built 2006 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56658 |
| Primary APN | 56658 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Total Area |
| 1st Floor Area | 2,330 sqft |
| 2nd Floor Area | 1,366 sqft |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 500 sqft |
| Storage Building | 120 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 56658 |
|---|---|
| Street Address | 5641 ROCK RD |
| City | SUMAS |
| State | WA |
| Zip | 98295-9410 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | RF |
| Legal Description | GOVT LOT 1-LESS RD-EXC 11.75 ACRES FOR DFL |
| Legal Range | 05 |
| Legal Township | 40 |
| Legal Section | 05 |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10202 |
5641 Rock Rd, an agricultural property, is owned and occupied by two individuals.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5641 ROCK RD, SUMAS, WA 98295-9410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5641 ROCK RD, SUMAS, WA 98295-9410 |
| Document Number | 2210103025 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5641 ROCK RD SUMAS WA 982959410, SUMAS, WA 98295-9410 |
| Document Number | 2210103025 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 103025 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 19, 2041 |
The 2025 property tax bill for 5641 Rock Rd was $10.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10.00 | $417,979 Land $1,176 Building $416,803 | $417,979 Land $1,176 Building $416,803 |
| 2022 | $563,070 Land $60,640 Building $502,430 | $712,682 Land $210,252 Building $502,430 | |
| 2021 | $4,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5641 Rock Rd in Zone X, an area of minimal flood risk, though there have been 226 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5641 Rock Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 71% of Washington |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS RURAL WATER ASSOCIATION private · serves 612 people · EPA ID WA5384850 |
|---|---|
| Water Source | Purchased groundwater from SUMAS WATER DEPT |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Pogozone powered by Neubeam Fixed Wireless | 75 / 20 |
| Ziply Fiber DSL · Fiber in parts of the area | 10 / 1 |
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