5583 Rock Rd, Sumas, WA 98295 Property Records

Whatcom County property record for 5583 Rock Rd, Sumas, WA 98295

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,487 sqft · built 1929
Lot Size7.92 acres (344,995 sqft)
OwnerIndividual Name on File
Last Sale$588,804 (Aug 2025)
Tax Bill$878 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Aug 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN400505-389468-0000

Property Details

APN / Parcel Number

Primary APN400505-389468-0000
Alternative APNs
  • 140476
  • 34653

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,487 sqft Living Area
Gross Area2,099 sqft
1st Floor Area1,487 sqft
Basement Area468 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1970
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialMetal
Lot Area344,995 sqft (7.92 acres)

Exterior Amenities

PorchEnclosed Porch
Porch Area159 sqft
Deck Area298 sqft
Storage Building1,680 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number140476
Street Address5583 ROCK RD
CitySUMAS
StateWA
Zip98295-9410
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal DescriptionE 1/2 E 1/2 OF GOVT LOT 2-LESS RD
Legal Range05
Legal Township40
Legal Section05
Legal Block1
Legal Lot Number2
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group1
Census Block1003
Census Tract10202

Owner

5583 Rock Rd, a rural home, is owned and occupied by an individual who bought it in August 2025.

Source: Whatcom County records, as of September 25, 2026

Owner of RecordIndividual Name on File
Mailing Address5583 ROCK RD, SUMAS, WA 98295-9410
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
JANNY P DEHOOG
Aug 1, 2025Warranty Deed, Transfer · Conventional Mortgage
BANNER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2025 · Amount on File
Deed SaleAug 1, 2025 · Amount on File
Deed Document Number202554
Prior Transfer DateJul 30, 2025
Prior Transfer Doc0000000054
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5583 ROCK RD, SUMAS, WA 98295-9410
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5583 ROCK RD, SUMAS, WA 98295-9410

Mortgage

Document Number0001201476
DateDec 16, 2025
Instrument2025-1201476
Lender
NameJANNY P DEHOOG
TypePrivate Party
Address1101 VINE ST, WISCONSIN DELLS, WI 53965
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateAug 1, 2025
Property Address5583 ROCK RD, SUMAS, WA 98295-9410
Document Number0000800054
Instrument DateJul 17, 2025
Instrument2025-0800054
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyWHATCOM LAND TITLE COMPANY

Transaction

Tax$9,540.71
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5583 ROCK RD, SUMAS, WA 98295-9410

Mortgage

Document Number0000800055
DateAug 1, 2025
Instrument2025-0800055
Lender
NameBANNER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 5583 Rock Rd was $878.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$878.00$727,221 Land $429,955 Building $297,266$727,221 Land $429,955 Building $297,266
2022$194,083 Land $34,692 Building $159,391$438,802 Land $184,251 Building $254,551
2021$2,623.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5583 Rock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 251 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies251 in force
Nearby Flood Claims226 (2020–2026)
Claims Outside the SFHA10 of 226
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 218 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5583 Rock Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMAS RURAL WATER ASSOCIATION
private · serves 612 people · EPA ID WA5384850
Water SourcePurchased groundwater from SUMAS WATER DEPT
Last State InspectionMar 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Pogozone powered by Neubeam
Fixed Wireless
75 / 20
Ziply Fiber
DSL · Fiber in parts of the area
10 / 1

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