Whatcom County property record for 5155 Rock Rd, Sumas, WA 98295
| Property Type | Farm - Dairy |
|---|---|
| Details | 6 bd · 3.5 ba · 3,335 sqft · built 1910 |
| Lot Size | 4.01 acres (174,676 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Nov 2019) |
| Tax Bill | $5,998 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 400506-339489-0000 |
| Primary APN | 400506-339489-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,335 sqft Gross Area |
| 1st Floor Area | 1,900 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 174,676 sqft (4.01 acres) |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 144 sqft |
| Patio Area | 300 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 140515 |
|---|---|
| Street Address | 5155 ROCK RD |
| City | SUMAS |
| State | WA |
| Zip | 98295-9403 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Dairy |
| Local Zoning Code | AG |
| Legal Description | THAT PTN OF E 25.93 ACRES OF GOVT LOT 2 DAF-BEAP ON C/L OF ROCK RD WH IS APPROX 40 FT E OF NW COR OF E 25.93 ACRES OF GOVT LOT 2-TH S FR C/L OF ROCK RD 375 FT-TH E 348 FT-TH N 195 FT-TH E 367 FT-TH N 180 FT TO C/L OF ROCK RD-TH W ALG C/L OF ROCK RD T |
| Legal Range | 05 |
| Legal Township | 40 |
| Legal Section | 06 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 10202 |
Source: Whatcom County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5155 ROCK RD, SUMAS, WA 98295-9403 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Nov 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on Record |
| Deed Sale | Nov 15, 2019 · Amount on Record |
| Prior Sale | Dec 31, 2015 · Amount on Record |
| Deed Document Number | 20191102083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 7, 2026 |
| Property Address | 5155 ROCK RD, SUMAS, WA 98295-9403 |
| Document Number | 0000000435 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 2026435 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 5155 ROCK RD, SUMAS, WA 98295-9403 |
| Document Number | 0000000435, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 2026435 |
| Name | PEOPLES BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5155 ROCK RD, SUMAS, WA 98295-9403 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000700362 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021-0700362 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Nov 15, 2019 |
| Property Address | 5155 ROCK RD, SUMAS, WA 98295-9403 |
| Document Number | 2191102083 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 1102083 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5155 ROCK RD SUMAS WA 982959403, SUMAS, WA 98295-9403 |
| Document Number | 2191102084 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 1102084 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,998.00 (+31.74%) | $784,069 (+59.64%) Land $376,730 Building $407,339 | $784,069 (+38.78%) Land $376,730 Building $407,339 |
| 2024 | $4,553.00 (+24.26%) | $491,162 (+11.21%) Land $111,711 Building $379,451 | $564,985 (+11%) Land $185,534 Building $379,451 |
| 2022 | $441,663 Land $99,810 Building $341,853 | $509,004 Land $167,151 Building $341,853 | |
| 2021 | $3,664.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS RURAL WATER ASSOCIATION private · serves 612 people · EPA ID WA5384850 |
|---|---|
| Water Source | Purchased groundwater from SUMAS WATER DEPT |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
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