St. Joseph County property record for 56405 Buffalo Dr, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,804 sqft · built 1997 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,500 (Jan 2010) |
| Tax Bill | $2,536 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-338-192-00 |
| Primary APN | 009-338-192-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,804 sqft Building Perimeter |
| 1st Floor Area | 932 sqft |
| Basement Area | 872 sqft |
| Unfinished Basement | 872 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 175 ft deep x 105 ft wide |
| Garage Area | 440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 56405 BUFFALO DR |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 192 TAMARAC NO 5. SEC 5 T6S R11W. |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 05 |
| Legal Subdivision | TAMARAC NO 5 |
| Legal Lot Number | 192 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40100 |
56405 Buffalo Dr is owned and occupied by an individual who bought it in January 2010.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 56405 BUFFALO DR, THREE RIVERS, MI 49093-9135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jul 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2010 · Amount on File |
| Deed Sale | Jan 6, 2010 · Amount on File |
| Prior Sale | Feb 7, 1997 · Amount on File |
| Deed Book / Page | 1559 / 799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 56405 BUFFALO DR, THREE RIVERS, MI 49093-9135 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 56405 BUFFALO DR, THREE RIVERS, MI 49093-9135 |
| Document Number | 2020001741 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 2020001741 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 56405 BUFFALO DR, THREE RIVERS, MI 49093-9135 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022006380 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022006380 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 56405 Buffalo Dr was $2,536 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,100 Land $9,700 Building $123,400 | $266,200 Land $19,400 Building $246,800 | |
| 2025 | $2,536.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 56405 Buffalo Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 56405 Buffalo Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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