564 E Holly Ave, Atwater, CA 95301 Property Records

Merced County property record for 564 E Holly Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 1979
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Sep 2020)
Tax Bill	$5,037 (2025)
Deeds & Mortgages	Feb 2022 Second Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-094-012-000`

Property Details

APN / Parcel Number

Primary APN	`004-094-012-000`
Alternative APN	`004-094-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	1,865 sqft
1st Floor Area	1,475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Other
Lot Area	6,251 sqft (0.144 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	125 sqft
Patio Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	004-094-012
Street Address	564 E HOLLY AVE
City	ATWATER
State	CA
Zip	95301-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SHAF GDNS #6 LOT 45
Legal Subdivision	SHAF GARDENS 06
Legal Lot Number	45
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2004
Census Tract	802

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	564 E HOLLY AVE, ATWATER, CA 95301-4228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MERCED SCHOOL EMPLOYEES FCU
Sep 10, 2020	Grant Deed, Transfer GONZALES FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Prior Sale	Jun 26, 2015 · Amount on File
Deed Document Number	202031679
Prior Transfer Date	Aug 26, 2020
Prior Transfer Doc	0000031679
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	564 E HOLLY AVE, ATWATER, CA 95301-4228
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 E HOLLY AVE, ATWATER, CA 95301-4228

Mortgage

Document Number	0000005855
Date	Feb 8, 2022
Instrument	2022005855

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union
Address	MERCED, CA 95348

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 8, 2037

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 10, 2020
Property Address	564 E HOLLY AVE, ATWATER, CA 95301-4228
Document Number	0000031679
Instrument Date	Aug 26, 2020
Instrument	31679
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	564 E HOLLY AVE ATWATER CA 953014228, ATWATER, CA 95301-4228

Mortgage

Document Number	31680
Date	Sep 10, 2020
Instrument	31680

Lender

Name	GONZALES FAMILY TRUST (PT)
Address	291 E 21ST ST, MERCED, CA 95340-3921

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$309,140 (+2%) Land $93,846 Building $215,294
2025	$5,037.00 (+3.3%) Homeowner's exemption	$303,079 (+4.04%) Land $92,006 Building $211,073
2023	$4,876.00 (+0.62%) Homeowner's exemption	$291,312 Land $88,434 Building $202,878
2022	$4,846.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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