544 E Holly Ave, Atwater, CA 95301 Property Records

Merced County property record for 544 E Holly Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1979
Lot Size	0.141 acres (6,157 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (May 2020)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-094-011-000`

Property Details

APN / Parcel Number

Primary APN	`004-094-011-000`
Alternative APN	`004-094-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Other
Lot Area	6,157 sqft (0.141 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	004-094-011
Street Address	544 E HOLLY AVE
City	ATWATER
State	CA
Zip	95301-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SHAF GDNS #6 LOT 46
Legal Subdivision	SHAF GARDENS 06
Legal Lot Number	46
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2004
Census Tract	802

Owner

544 E Holly Ave is owned and occupied by two individuals who bought it in May 2020.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	544 E HOLLY AVE, ATWATER, CA 95301-4228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Grant Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Apr 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Prior Sale	Apr 30, 2008 · Amount on File
Deed Document Number	202016736
Prior Transfer Date	Mar 24, 2018
Prior Transfer Doc	0000010201
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 26, 2020
Property Address	544 E HOLLY AVE, ATWATER, CA 95301-4228
Document Number	0000016736
Map Reference	MB 25 PG 42-44
Instrument Date	Apr 30, 2020
Instrument	2020016736
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	544 E HOLLY AVE, ATWATER, CA 95301-4228

Mortgage

Document Number	0000016737
Date	May 26, 2020
Instrument	2020016737

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Mortgage

Document Number	0000016739
Date	May 26, 2020
Instrument	2020016739

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Apr 6, 2018
Property Address	544 E HOLLY AVE, ATWATER, CA 95301-4228
Document Number	0000010201
Instrument Date	Mar 24, 2018
Instrument	10201
Transaction Type	Transfer
Record Updated	Nov 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	544 E HOLLY AVE ATWATER CA 953014228, ATWATER, CA 95301-4228

Tax Assessment & Valuation

The 2025 property tax bill for 544 E Holly Ave was $3,351.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$315,686 (+2%) Land $83,661 Building $232,025
2025	$3,351.00	$309,497 Land $82,021 Building $227,476
2023	$3,185.00 (+1.08%)	$297,481 Land $78,837 Building $218,644
2022	$3,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 544 E Holly Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 544 E Holly Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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