Norfolk County and Needham Town property record for 564 Central Ave, Needham Heights, MA 02494
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 2,235 sqft · built 2006 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,615,000 (Aug 2021) |
| Tax Bill | $18,863 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Aug 2021 Sale + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0970003100000 |
| Primary APN | M:0970003100000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,235 sqft Living Area |
| Gross Area | 4,578 sqft |
| 1st Floor Area | 2,235 sqft |
| Basement Area | 1,179 sqft |
| Unfinished Basement | 1,179 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,028 sqft (0.345 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 564 CENTRAL AVE |
|---|---|
| City | NEEDHAM HEIGHTS |
| State | MA |
| Zip | 02494-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 31 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 403502 |
Source: Norfolk County and Needham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 564 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Aug 30, 2021 | Quit Claim Deed, Transfer |
| Jan 24, 2018 | Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL |
| Dec 24, 2018 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Jan 7, 2020 | Deed of Trust, Mortgage · Line of Credit WEBSTER BANK |
| Jul 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Mar 31, 2017 | Quit Claim Deed, Transfer HOMEBRIDGE FINANCIAL |
| Dec 20, 2016 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Prior Sale | Mar 31, 2017 · Amount on Record |
| Deed Book / Page | 39792 / 51 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 564 CENTRAL AVE, NEEDHAM, MA 02494-1410 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0038840-23 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 38840/23 |
| Instrument | 2123 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Aug 30, 2021 |
| Property Address | 564 CENTRAL AVE, NEEDHAM, MA 02494-1410 |
| Document Number | 39792-51 |
| Book / Page | 39792 / 51 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 112594 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 564 CENTRAL AVE, NEEDHAM, MA 02494-1410 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 564 CENTRAL AVE, NEEDHAM, MA 02494-1410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35759-7 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 35759/7 |
| Instrument | 6498 |
| Name | HOMEBRIDGE FINANCIAL |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 564 CENTRAL AVE, NEEDHAM, MA 02494-1410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36522-324 |
|---|---|
| Date | Dec 24, 2018 |
| Book Page | 36522/324 |
| Instrument | 114117 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 564 CENTRAL AVE, NEEDHAM, MA 02494-1410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37505-477 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 37505/477 |
| Instrument | 1439 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 564 CENTRAL AVE, NEEDHAM, MA 02494-1410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38140-56 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 38140/56 |
| Instrument | 73794 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Mar 31, 2017 |
| Property Address | 564 CENTRAL AVE, NEEDHAM, MA 02494-1410 |
| Document Number | 35012-314 |
| Book / Page | 35012 / 314 |
| Instrument | 27979 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.55 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 350120316 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 35012/0316 |
| Name | HOMEBRIDGE FINANCIAL |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 31, 2047 |
| Rate | 3.75% |
|---|---|
| Max Rate At Change | 40.1% |
| Max Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 564 CENTRAL AVE, NEEDHAM, MA 02494-1410 |
| Document Number | 34821-151 |
| Book / Page | 034821 / 000151 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 34821-151 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 034821/000151 |
| Instrument | 622 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 3, 2047 |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,863.00 (-7.52%) | $1,779,500 (+13.77%) Land $681,300 Building $1,098,200 | $1,957,760 (-1.35%) |
| 2024 | $1,984,455 | ||
| 2023 | $20,396.00 | $1,564,100 Land $489,100 Building $1,075,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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